Errors involving an Arizona car title can delay a vehicle sale, complicate an ownership transfer, or prevent you from using the title to apply for an Arizona Title Loan. Fortunately, many title issues can be corrected through Arizona Motor Vehicle Division procedures.

Arizona drivers can transfer ownership using eligible electronic transfers or paper-title procedures, while replacement and correction options are available for damaged documents and incorrect information.

Review these seven common mistakes before selling your vehicle, transferring ownership, or applying for title loans with Fast Auto Loans, Inc.

7 Arizona Car Title Mistakes and How to Fix Them

1. You've Crossed Out Mistakes

When you spot an error on your car title, it's best to leave it alone. Erasing something or using correction fluid is a surefire way to immediately void your title. If you have to correct misinformation, you should take it to your local DMV and ask for the error to be corrected through official processes.

Getting any issues removed from your title is actually quite an easy fix. If you have just purchased the vehicle, you'll need to submit for a new title anyway, so you can easily make changes when you submit for the new one. All you have to do is ensure you include the incorrect one with your other documentation when you come to the DMV.

2. The Vehicle Title Is Physically Damaged

A simple accident can sometimes be enough to void your Arizona vehicle title. If you try to sell your vehicle with a damaged title (i.e., water damage, rips, tears, or incorrect markings) the transaction will not be successful. You need a title with no damage. Fix the problem before attempting to sell. Apply for a duplicate title ahead of time to avoid any problems.

3. The Wrong Person Signed It

When it comes to preparing for issues with your Arizona vehicle title, you even have to prepare for people backing out at the last minute. Your potential buyer could back out of your vehicle-selling deal at the last minute — even once you've already signed the transfer and it's ready to go! Alternatively, you may have received a title with a different buyer’s name on it.

Either way, the title is void now and you can’t use it. You must head to the DMV and register for a new Arizona car title by filling out the relevant paperwork and paying the fees. Granted, this might cause some annoyance. However, it's more than worth it because you won't be able to sell the car until the transfer occurs.

4. You Never Transferred The Title Into Your Name

Not getting the Arizona vehicle title transferred to your name is a bad practice to get into. But that isn't the worst part — it's illegal to float a title! Even though it may not seem like such a big deal, there are plenty of consequences that you won't want to deal with. As soon as you notice your name isn't on the title, you need to go through the process of having it corrected.

It'll do yourself (and whoever you sell the car to) a huge favor if you correct the problem before you try to sell it. Here's something else to note — if you're about to buy a car and realize the seller's name is incorrect, walk away, even if it's a great deal. Otherwise, you'll suffer the consequences of a potential scammer. After all, the vehicle could be stolen.

5. The Mileage Is Wrong

Truthfully, odometer issues on your Arizona vehicle title aren't as big of an issue as some of these other mistakes. However, if you want to correct the problem, just head to the DMV as you would with any other problem and ask them to change it. That said, you won't be able to do this if the mileage issue stems from a problem that went unsolved during your purchase of the car.

6. You've Kept Both The Original And Duplicate Title

Your original document is void as soon as you receive the new Arizona vehicle title. The duplicate is clearly marked in the DMV's system, so the DMV knows whether it's the original or not. It's always best to destroy the original title if you still have it. You don't want to deal with the stress that can occur if you accidentally sell your car with the original title and not the duplicate!

7. Not Knowing a Valid Car Title May Be Used for a Title Loan

A lien-free car title in your name may be used as collateral when applying for an Arizona Title Loan.

With Fast Auto Loans, Inc., qualified borrowers may be able to receive between $300 and $15,000, depending on vehicle value and other eligibility requirements.

To apply, you will generally need:

• A valid state-issued photo ID
• A lien-free vehicle title in your name
• The vehicle for an inspection
• Proof that you can repay the loan

Approval is not guaranteed. Before accepting a loan, review the amount, payment schedule, fees, and total borrowing cost.

How Can Car Title Problems Affect a Title Loan Application?

A title issue may delay or prevent an application if:

• The title is not in your name
• An active lien is still recorded
• The document is damaged or illegible
• Buyer or seller information is incorrect
• The title record does not match your identification
• An outdated title is presented

Correcting these problems before applying can reduce delays. However, having a valid title does not automatically mean you will be approved for title loans. Your vehicle, required documents, eligibility, and ability to repay must also be reviewed.

Make Sure Your Arizona Car Title Is Ready

By keeping all seven of these mistakes and their solutions in mind, you won't have to worry about your Arizona vehicle title. So make sure you learn these mistakes so you can avoid them. And when you've fixed any issues you notice, you can get a vehicle title loan in Arizona from us easily. Just complete our online form to get started from our Fast Auto Loans, Inc. homepage, and we'll help you through the rest.

FAQ Section

What should I do if I make a mistake on my Arizona car title?

Do not cross out or cover the mistake. Arizona MVD may require a Statement of Error, Release of Interest, or another correction document.

Can I replace a damaged Arizona car title?

Yes. The owner of record can request a duplicate when a title is lost, mutilated, or illegible.

Can I transfer an Arizona car title online?

Eligible buyers and sellers can use Arizona’s eTitle Transfer service. Some vehicles or ownership situations may still require an office visit.

Does my car title need to be in my name for a title loan?

Yes. For this loan product, the title generally must be lien-free and in the applicant’s name.

Do I need proof that I can repay an Arizona Title Loan?

Yes. Applicants must provide proof that they can meet the loan’s repayment obligations.

How much can I receive through Fast Auto Loans, Inc.?

Qualified borrowers may be offered between $300 and $15,000, depending on the vehicle’s value and other eligibility factors.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.