If you’re facing money problems, title loans offer a quick way to get cash fast. At Fast Auto Loans, Inc., we understand that emergencies happen, and fast access to money can be a real lifesaver.

But title loans aren’t the only way to financial relief. There are also smart ways to earn extra income and save money before turning to a loan. Here’s how you can handle financial stress effectively.

Explore a Second Income: A Smart Way to Financial Relief

The most direct way of digging yourself out of a financial hole is to gain a second source of income (or a first one, if you’re unemployed), if you want to avoid title loan places.

The first way to gain a second income is to work a second job. This can be hard, especially if your first job is stressful already, but there really is no way to earn money faster than a secure job. Instead of running through the hundreds of type of jobs that may or not be available in your area, here are the few key archetypes they fall into.

• Freelancing. This is by far the most flexible option out there for a second job. As a freelancer you’ll only work the jobs and hours you want and work with your schedule. Often freelance work is also creatively stimulating and rewarding than a normal nine-to-five. The biggest challenge is finding clients to hire you, but luckily in the internet age that’s easier to do than ever with sites like Fiverr and Upwork which will match you with those looking to pay you for your work.
• Seasonal. Though these by their fundamental nature won’t be available all year round, if they happen to coincide with when you need money, they can be wondrously lucrative. Examples of this kind of job include positions at retail, summer camps, resorts, festivals, and even as delivery people during the holiday season. If you feel bored with your normal work while also need some extra cash, a seasonal job could be perfect.
• Serving. Working as a waiter or server at a restaurant is an underrated, but lucrative way of making money. Especially if you’re polite and well mannered, tips can easily rake you in handfuls of cash. Hours are often flexible as well in terms of scheduling it around your main job. It is physically difficult work though, so go in fully expecting to spend long hours on your feet.
• Retail. Though the thought of endlessly folding and hanging up clothes appeals only to sociopaths, there’s no denying that retail jobs like those for Walmart or Target are easy to obtain and white not the most lucrative, are dependable secondary sources of income. Just as with serving though, they’re physically taxing jobs and also tend towards being cognitively unengaging. Still, if you’re able to push through those issues, a steady secondary income awaits you.

Adding a second income stream gives you more control over your finances, and may help you avoid using title loan places near you unless it becomes necessary.

Smart Saving Tips to Stay Ahead

While the middle of a financial emergency may not seem like the most opportune or useful time to start a saving regime, saving is the opposite side of the coin of adding an extra income stream and one that’s not even tax deductible. There are dozens of concrete steps you can take right now to save yourself a handful of cash. Here are just a few:

• Skip the Coffee Shop. While coffee is often a mandatory part of being able to function as a human being in the morning, it can also be deceptively expensive. While a dollar or two a day may not seem like a lot, over time it can add up. If you buy coffee five times a week at $3 a cup, that’s $15 a week and $60 a month and $720 a year, which is more than most people realize. Cut the Starbucks and reap the rewards.
• Cut Back on Alcohol and Cigarettes. Well, booze and cigarettes, really. While there’s nothing wrong with a little indulgence, these two are some of the most expensive ones out there and are priced at a premium. The fact both are addictive also means you probably aren’t good at moderating your intake or spending either. Cutting out both will save you possibly hundreds a year, just as with the coffee example.
• Re-think Vacations. We all need to relax to keep our sanity, but often we on the lower income tier tend to fall into a vicious cycle where we work so hard we need to spend money on a vacation relaxing, which we then need to work hard to afford. It’s the quintessential ‘work hard, play hard’ which can be utterly exhausting. Why not just save hard instead?

When a Title Loan Makes Sense

Even with smart saving and extra income, life can still throw surprises your way. In those cases, a title loan might be the fastest way to get back on track.

At Fast Auto Loans, Inc., we make the process quick and easy:

• Fast Approvals: You can get your cash in as little as 24 hours.
• No Credit Check: Your car title secures the loan, not your credit score.
• Keep Your Car: You get the cash and still drive your vehicle.

Need quick help? Start your title loan application online. It only takes a few minutes!

Why Choose Fast Auto Loans, Inc.?

We’re here when you need fast help with your emergency income needs. Our process is simple, and we have title loan locations across Arizona ready to assist you.

Whether you’re exploring smart financial habits or looking for a quick loan, Fast Auto Loans, Inc. offers a dependable way to financial relief.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.