Many may worry they cannot qualify for title loans for emergency cash because of their bad credit score or lack of credit. However, you can get title loans with no credit check at Fast Auto Loans, Inc. to qualify for emergency funds between $300 and $15,000.

This guide from Fast Auto Loans, Inc. will explain how you can get title loans with no credit check. We will also review car title loan requirements and other details for these fast cash loans.

What Is A Title Loan?

A title loan is a secured, fast cash loan that allows car owners to secure the loan using their car title as collateral. To qualify, you must own your car outright, meaning you have fully paid off the car and have no outstanding judgments, liens, or debts.

Car title loans allow a quick option for borrowers facing an urgent financial emergency. You can get same-day approval for title loans, making it easy to borrow up to $15,000 and use the money to pay expenses with fast-approaching deadlines. One of the significant advantages of car title loans is that you do not need a credit check to get approved.

Can You Get Title Loans With No Credit Check?

When it comes to whether you can get title loans with no credit check, the truth is it all depends on how much money you can get. Here at Fast Auto Loans, Inc., we base how much you can get on the condition of your vehicle. We might have to do a credit check if you qualify for a high amount. However, you don’t have to worry too much about the credit check or bad credit.

Why? We don’t automatically turn you away just because you have poor credit! Unlike fast cash loans from a more traditional place like a bank or another financial institution where you will likely encounter hurdles because of bad credit, that won’t happen with us. We will still consider you and assess you fairly, even if you have poor credit.

Why Can You Get Bad Credit Title Loans?

Traditional banking institutions require borrowers to have good credit to get approved for their loans. Why do loan lenders like Fast Auto Loans, Inc. offer bad credit loans in the form of title loans? This is because you use your lien-free car title as collateral to secure the loan.

Banks require good credit because the loans have no collateral. You must be able to prove you are trustworthy to repay their money by having a good credit history. With title loans, the loan lender will have your vehicle title as collateral to secure the loan. This protects them should you not be able to repay their loan, as borrowers who default on their payments will lose their car.

Do Title Loans Affect Your Credit Score?

Many people may wonder whether getting these bad credit loans is a smart move, as it may lower their credit even more. You don’t have to worry about that with Fast Auto Loans, Inc., as we do not report our car title loans to the three major credit bureaus.

Borrowing emergency cash from us will not lower your credit score, unlike traditional bank loans. However, you should also know that repaying your title loan on time also won’t increase your credit score.

What Are The Requirements For Car Title Loans?

As mentioned above, getting title loans with no credit check is always possible. Since we use your vehicle’s lien-free title to secure our money, we don’t have to rely so much on your credit score. Bad or non-existent credit should not stop you from applying as long as you have the collateral needed to secure this loan.

Keep in mind you’ll also have to meet these main title loan requirements:

• You must present a government-issued ID or driver’s license to prove you are at least 18 years old
• You must have a lien-free vehicle title in your name
• You must present your vehicle for a quick inspection to determine your title loan value

The term ‘lien-free’ means that you own the vehicle outright and that the car is fully paid off. You also need to have your name on the title as well. Remember that it doesn’t necessarily have to be the only name mentioned on the document. If there is a second car owner, you might have to get the other person to sign a few documents or come in with you to qualify for a title loan. If you have to make any changes to your title, you must do this before you apply for a title loan with us.

How To Apply For Title Loans With No Credit Check

Now that you know that bad credit doesn’t have to stop you from getting this loan, you are ready to begin applying for title loans with no credit check! All you have to do to get started is fill out the online form on our website. This form allows us to get your contact information so we can connect you with our nearest title loan store.

One of our loan representatives will give you a call to set up a meeting for you. There are dozens of locations throughout Arizona for you to choose from, but a store visit is not required because our loan representatives can come to you! Wherever the meeting is, we will inspect your vehicle, assess your other items, and have you sign paperwork when approved. You can even receive the funds later that same day or the following business day after signing the paperwork.

Apply for Title Loans With No Credit Check – Receive Up To $15,000 Today!

It’s easy to get title loans with no credit check at Fast Auto Loans, Inc. We have an easy approval process that can take less than a day, with our in-person process taking less than 30 minutes. You can get same-day approval for car title loans to quickly receive emergency cash and handle urgent expenses.

Our loan representatives will gladly walk you through each step as soon as you are ready. If you can’t wait any longer, complete the online form right now to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.