title loan for someone without a bank account

Getting A Title Loan Without A Bank Account

It’s possible for someone not to have a bank account yet because they are just starting out their financial life, do not have enough income for minimum balance requirements, or just moved to the United States and do not have identification yet. Even those without a bank account can experience financial emergencies that they may not be able to afford out of pocket.

You might not believe it, but you can get a title loan from Fast Auto Loans, Inc. with no bank account. Check out the rest of this guide to learn everything you need to know about getting a title loan without a bank account.

Can You Get An Auto Title Loan Without A Bank Account?

Yes, you can get a title loan without a bank account. Getting approved for an Arizona car title loan does not require you to have a bank account. Some quick cash loans do, such as payday loans, but that is not a requirement for an auto title loan.

As long as you meet the requirements for an AZ car title loan, you can receive emergency cash without a bank account.

picture of a bank with text Getting A Title Loan Without A Bank Account

What Are The Requirements For An Arizona Car Title Loan?

Getting a vehicle title loan from Fast Auto Loans, Inc. only requires meeting a few requirements. Having an active bank account is not one of them. You must be able to show a loan representative the three required items in an in-person meeting to get approved for emergency money through a title loan.

Here are the requirements to qualify for a car title loan:

  • A driver’s license or other state-issued identification that proves you are at least 18 years old
  • A lien-free car title that is in your name
  • Your vehicle for a quick inspection

Can You Get A Title Loan With Bad Credit?

Another issue that may come your way, along with not having a bank account, is having a bad credit score. You may fear that your credit score can affect your Arizona vehicle title loan approval. While that is the case at traditional financial institutions, people with poor credit can receive auto title loans without any issue.

You may be subject to a soft credit check, but your loan lender will not disapprove you for a title loan because of your credit score. At Fast Auto Loans, Inc., we allow borrowers with all credit types to receive fast cash for financial emergencies.

How Can You Receive Title Loan Money Without A Bank Account?

In most cases, borrowers will receive their title loan money through a direct deposit. That will be impossible if you do not have a bank account. As long as you mention your lack of bank account, you can determine a better way to receive your car title loan money. The loan representatives at Fast Auto Loans, Inc. will work with you to determine the best way for you to receive your emergency money.

The following are some ways to receive title loan cash without a bank account:

  • In-person cash payment
  • Live money transfer services like Western Union
  • Prepaid debit card

How Long Does It Take To Get Money From A Title Loan?

Title loans typically work very fast, even if you don’t have a bank account. If you’re approved for one, you could get your money as early as the same day or by the next business day.

Besides that, you might also be happy to know that the processing times for this type of loan are typically quite short, too. For example, the in-person part of the process can take as little as a half hour to complete. That’s the part where our representative verifies your documents and inspects your car. In other words, you won’t have to disrupt your whole day just to get a title loan.

What Is The Process For Getting An Arizona Title Loan Without A Bank Account?

The process for getting a title loan without a bank account is the same for borrowers with a bank account. You just have to do a few short, easy steps to go through the process, which can take less than a day. You can receive your money using one of the methods mentioned above to handle your urgent expenses.

The following are the steps for getting an Arizona car title loan:

Step 1: Fill Out Our Online Form

On the Fast Auto Loans, Inc. homepage, there is an inquiry form you can fill out with your basic information to begin the process of getting a title loan. This form will ask for information about your name, address, contact information, etc. You can fill out this form anytime, day or night, and even outside of our business hours.

Step 2: Receive A Call From A Loan Representative

After submitting your online form, a loan representative near you will receive your information and give you a call. They will verify your basic information and answer any questions you have about the title loan process. This is where you can ask about how receiving a title loan without a bank account works. You can set up a payment method that works best for you.

They will also determine a location for the in-person meeting to verify your required items. Fast Auto Loans, Inc. does not require borrowers to come to one of our Arizona locations. You can ask our representative to meet you at a convenient location for you, such as your office or home.

Step 3: Meet A Friendly Representative And Receive Your Title Loan

Bring your car and the other required items to meet the representative at the agreed-upon time and place. They’ll verify that you have the three required items mentioned above. A part of this meeting is a vehicle inspection, where the loan representative will determine the value of your title loan based on the condition of your car.

If everything checks out, you can get approved for a car title loan on the spot. After signing some important loan documents, you can receive your emergency cash in the method you discussed on the phone. Most borrowers receive their urgent cash the same day or the next business day.

car with blocks that say loan for car title loan

Get A Car Title Loan Without A Bank Account Today!

Having no bank account is not an obstacle to getting a title loan. Instead, you only need to have valid identification, a lien-free car title, and your vehicle ready for an inspection. At Fast Auto Loans, Inc., we offer alternatives for borrowers to receive their money other than direct deposit.

If you need fast cash and do not have a bank account, Fast Auto Loans, Inc. is always ready to help. Please submit an online form with your information, and one of our helpful representatives will call you back soon.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.

Fast Auto Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

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