If you need emergency cash but have bad credit, you might be wondering: Can I get a title loan with no credit check? The good news is that Fast Auto Loans, Inc. in Arizona makes it possible to get a title loan without a credit check by using your vehicle title as collateral.

In this guide, we’ll explain:

• How a title loan with no credit check works
• What you need to qualify
• How to apply and get same-day cash

Why Can You Get a Title Loan Without a Credit Check?

Unlike traditional bank loans, which rely on credit scores, title loans use your vehicle title as collateral. This means:

• Your credit score does not determine approval.
• Your vehicle's value decides how much money you qualify for.
• You can get up to $15,000 in fast cash even if you have bad credit or no credit history.

Will Your Credit Be Checked?

At Fast Auto Loans, Inc., we may conduct a soft credit inquiry, but this will not affect your credit score. The primary factor in approval is your vehicle’s value, not your credit history.

Learn more about how title loans work.

How To Get a Title Loan With No Credit Check

Creditworthiness is a requirement for loans at traditional banking institutions because it gives the banks security in knowing they can trust you to repay the loan. These are ordinarily large loans that get repaid over a long period of time.

Car title loans do not have a credit requirement because they are secured with collateral. You must use your lien-free car title to secure the loan. This collateral can give the loan lender the confidence to give you the title loan because they can possess your vehicle should you default on the title loan.

Will Your Credit Get Checked When Applying For A Title Loan?

In the majority of cases, your credit will be checked, even if you’re applying for a secured loan. At Fast Auto Loans, Inc., we may do a soft credit inquiry to see what your credit score is. The good news is that the score is not the most important factor we consider during the process at Fast Auto Loans, Inc.

Your car’s value and condition will determine how much you can get, and your title secures the money. Bad credit should not stop you from applying for title loans. If we find you have bad credit or nonexistent credit, you can still get approved if you meet our requirements.

How To Get a Title Loan With No Credit Check

Getting a title loan with no credit check is fast and easy. Here’s what you need to qualify:

• A lien-free car title in your name
• A government-issued ID (driver’s license or state ID)
• Your vehicle for a quick inspection

What Does Lien-Free Mean?

Your car title must not have any outstanding loans or liens attached. If the vehicle isn’t paid off, you’ll need to settle the balance before using it for a title loan.

How Do Loan Lenders Determine Title Loan Value?

At Fast Auto Loans, Inc. in Arizona, we determine title loan value based on the value of your vehicle. During an in-person meeting, our loan representative will quickly inspect your car and look for a number of factors, including:

• Make
• Model
• Year
• Mileage
• Interior and exterior condition
• Maintenance

They will use a nationally recognized pricing guide to determine the value of your car. They will use this to establish the value of your Arizona car title loan. You can get approved for up to $15,000 in emergency cash. However, borrowers should keep in mind that they should only borrow as much money as they need to have a more manageable repayment.

5 Easy Steps to Get a Title Loan With No Credit Check

Getting a title loan at Fast Auto Loans, Inc. is easy and convenient. As we said in the beginning, bad credit won’t automatically mean you can’t get a title loan with no credit check. Again, we are using your vehicle’s lien-free title as collateral.

This means we don’t have to rely so heavily on your credit to see if you qualify. We also don’t require you to bring in a ton of items just for us to assess. All of this works together to make our process simple and quick. We only have a few easy steps borrowers need to follow to get same-day approval for car title loans.

The following are the steps involved in getting approved for bad credit title loans with Fast Auto Loans, Inc.:

1. Fill out the online form on our website or give us a call to begin the process. Either way you choose, you will get connected to your nearest Arizona store location.
2. Speak to one of our loan representatives on the phone. This is so that you can ask any questions you have and set up your vehicle inspection.
3. Once you are off the phone, gather your required items and head to the meeting. This can be at the nearest title loan store location in Arizona or at another place of your choosing, like your home or office.
4. Provide your required items for verification and allow the loan associate to inspect your vehicle. If approved, they will provide loan documents for you to sign.
5. After signing the documents, the process is complete. You can receive your emergency cash the same day or the next business day.

Start your application now.

Why Choose Fast Auto Loans, Inc. for Your Title Loan?

• Same-Day Cash: Get your money as soon as today.
• No Credit Check Needed: Approval is based on your vehicle’s value, not your credit score.
• Fast & Easy Process: Apply online and get quick approval.
• Keep Driving Your Car: You keep your vehicle while repaying the loan.

Find a title loan location near you.

Apply Now for a Title Loan With No Credit Check – Get Up To $15,000 Today!

The process for getting approved for a bad credit title loan is easy with Fast Auto Loans, Inc. Arizona drivers can start the process online and get approved the same day for quick access to emergency funds. Your credit score will not affect your ability to get approved!

Don’t let your financial emergency ruin your economic future by getting a fast cash title loan with us today. Filling out our simple online form can get your information to a loan agent who can call you to discuss how you can get approved for a title loan today despite your bad credit.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.