When it comes to setting goals, achieving financial stability is at the top of most people’s lists. Setting financial resolutions helps us stay motivated, improve our financial habits, and handle unexpected expenses effectively. With the right strategies—and tools like car title loans—you can stay on track to meet your financial goals, even in the face of emergencies.

Top 5 Ways To Set Financial Resolutions That Stick

1. Be Prepared For It To Feel Hard

Unfortunately, sticking to financial resolutions isn't as simple as solving a few math problems. Money problems run a lot deeper than that, making it an emotional affair. While everybody is different, emotions usually dictate financial behaviors.

Couple that with the difficulty many experience when discussing financial matters, and it becomes twice as hard to mention your financial goals and challenges. At times, your brain may rationalize a money-spending decision in the moment.

The actual reality is that decision will only take you further away from your resolution. So, be prepared to fight your brain on this — and yes, it'll feel tricky. But if you're expecting hardship, you're more equipped to face it when the time comes.

2. Understand Why You're Setting Financial Resolutions

Setting financial resolutions at the beginning of the year feels natural. After all, it's deemed the best time to make a change. However, that fact alone won't be enough motivation to help you stick to your plans throughout the year. Instead, you need to think about how changing the way you handle your finances will benefit your life. The benefits might be:

• Peace of mind that you're able to pay your bills each month;
• Allowing you to save effectively for your dream vacation or wedding;
• Paying off your mortgage;
• Finding new ways to save money.

3. Try To Kick Your "All Or Nothing" Attitude

As soon as January 1 comes around, it feels like you need to succeed straight away. The clock strikes midnight, and all of a sudden, you have to handle your money perfectly every single day; otherwise, you've failed.

Ditching this mindset helps you effectively set financial resolutions by allowing yourself to look at the bigger picture, not your day-to-day success rate. Focus on your goal even if you deviate from the path every once in a while. It's okay to get back on the horse tomorrow.

4. Turn Your Resolutions Into SMART Goals

Setting SMART, i.e., Specific, Measurable, Achievable, Realistic, and Timely, goals is the most effective way to set and stick to your financial goals in 2022. If you are wondering how to start using this method, here is how each letter breaks down into organizing your goals:

• Specific — Instead of "I want to reduce my spending," be specific by saying, "I want to reduce my spending by 10% every month."
• Measurable — You need to have something to measure. Resolutions like, "I want to feel better about my financial state," are difficult to track.
• Achievable — Do you have the ability to achieve your goal? For instance, is it possible to reduce your spending by 10% every month and still pay for your essentials?
• Realistic — Are you confident you can accomplish your goal? Bargaining on things like winning the lottery isn't realistic.
• Timely — Give yourself a deadline you can actually keep to achieve your goal. Having a timeline keeps you motivated to succeed.

5. Acknowledge Your Progress

No matter how small you think your progress is, celebrate it! Patting yourself on the back when you take little steps promotes positivity, meaning you're more likely to keep going. And taking the time to celebrate your small wins will make you want to work even harder to get to your ultimate goals.

 

How Car Title Loans Can Help During Emergencies

Emergencies can derail even the most well-planned resolutions. That’s where car title loans come into play, offering a quick solution to handle unexpected expenses like medical bills, car repairs, or overdue utility payments. 

Don't Let Emergencies Derail Your Financial Resolutions

If you encounter emergencies while on the road to achieving your financial resolution, it's worth knowing where to look for money without derailing your plans. A car title loan is an option here to help you out. This fast title loan from Fast Auto Loans, Inc. allows you to borrow between $300 and $15,000 when you use your vehicle’s lien-free title as collateral.

We determine how much you can qualify for based on your vehicle’s value and condition – which we determine through a quick vehicle inspection. The money you qualify for can help to pay off overdue bills, fund medical expenses, or pay for urgent home repairs. And another benefit of getting a fast title loan through us is you can qualify even if you have poor credit.

The process of getting a title loan is simple. Just fill out our online form on the website. This form allows the nearest fast auto title loan location to give you a call. We will set up a meeting either at the store or you can have us come to you. We will inspect your vehicle and assess your information to determine if you qualify. If you do, you will get the money the same day or next.

What Are Car Title Loans?

Car title loans allow you to borrow money using your vehicle’s lien-free title as collateral. At Fast Auto Loans, Inc., you can access between $300 and $15,000, depending on your vehicle’s condition.

Benefits of Car Title Loans:

• Quick Access to Funds: Get approved and receive funds the same day or the next business day.
• Poor Credit Accepted: Unlike traditional loans, car title loans are accessible to those with bad credit.
• Simple Process: Apply online and complete the process at your nearest location or a convenient meeting place.

How to Apply for a Car Title Loan

1. Fill Out the Online Form: Start by completing the quick inquiry form on our website.
2. Get a Call Back: A representative will contact you to explain the process and schedule an appointment.
3. Vehicle Inspection: Bring your car for a quick inspection to determine its value.
4. Receive Funds: If approved, you’ll get the cash you need on the same day or by the next business day.

Achieve Financial Stability This Year

Setting financial resolutions requires determination and the right strategies. By following these tips and knowing where to turn during emergencies, you can confidently work toward financial stability. If an unexpected expense threatens your progress, a car title loan from Fast Auto Loans, Inc. can provide the support you need.

Ready to take the next step? Fill out our online form today and get the financial flexibility you deserve!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.