Tips For Getting A Registration Loan In Flagstaff, AZ
Getting a registration loan in Flagstaff, AZ is easy, you just have to keep a few things in mind. Just like with any kind of loan or financial help, there are specific things you need to know to be able to get through the process. These are the most important things that you need to know if you come to Fast Auto Loans. Inc. for a registration loan.
What To Know To Get A Registration Loan in Flagstaff, Arizona
1. Understand The Difference Between Registration And Title Loans
The first thing that you need to do if you want to apply for a registration loan in Flagstaff, AZ is make sure you understand the difference between a title loan and a registration loan – which are two loans we offer here. Registration loans and title loans have similar concepts, but they also have important differences.
One of those differences is that you have to have your vehicle inspected for value when you apply to get an Arizona title loan. This allows us to determine how much you could get. If you are going for a registration loan in Flagstaff, AZ, your vehicle does not have to undergo this inspection. The big distinction is we will most definitely run your credit for a registration loan.
Another difference between these two loans is that you do not have to own your vehicle outright when you are applying for a registration loan. If you are applying for a title loan, you do need to own the car outright and your title needs to be free of any outstanding liens or judgments.
2. Understand What Registration Loans Are Used For
The second thing to remember is how you could use a registration loan in Flagstaff, AZ. This is not meant to be a permanent solution to a long-term financial problem. Instead, this is supposed to be a temporary fix to pay for an emergency expense so that you can get back on your feet. If you meant for this loan to fix your finances, you should look at other options instead.
3. Bring All Of The Required Materials
The third thing you should know about a registration loan in Flagstaff, AZ is the required items. You definitely need to make sure that you have gathered all of the required items when you apply for a registration loan with us at Fast Auto Loans, Inc. in Arizona. Make sure that you have the following items with you when you show up at the store:
- Your driver’s license or another valid form of state-issued photo ID.
- An active checking account that is open under your name.
- Arizona motor vehicle registration that has your name on it.
- A valid social security number that belongs to you.
4. Make Sure To Ask All Of Your Questions
If you are thinking of applying for a registration loan, you surely have a lot of questions on your mind. It is important for you to ask every question you have. It is never a good thing for you to sign any agreements to a loan if you still have questions. If you are thinking of things to ask, here are a few questions for you to bring up:
- Can I keep my car while paying off the loan? In Arizona, you can continue to drive your car while you are paying off your loan, as long as you continue to make payments on time.
- Will you check my credit when I apply? Yes, we will run a quick credit check to determine how much you could qualify for and if you qualify for approval.
- Do I have to have a checking account? Yes, you do have to have an active checking account open to apply for a registration loan.
5. Start The Registration Loan Application Process
Once you understand the basics of how registration loans work and you have all of your items, you can start the process of actually applying for a registration loan in Flagstaff, AZ. The easiest way to start the process is to fill out the online inquiry form on our website. This will collect your basic information and send it to the nearest Arizona registration loan location.
Once you send this form, you just have to wait a few minutes until you get a call back from a loan representative from the store. You can also choose to skip this step and call the store yourself or just pay us a visit in person. When you do this, you can start speaking with your loan specialist agent immediately.
If you decide to call us or fill out the online form, you will then need to head over to the store to complete the process. As soon as you arrive, they will collect your information, run your credit, and determine how much you could qualify for if you get approved. They will then determine if you qualify for approval.
You will have a chance to ask any last questions that you have after the loan specialist walks you through the last few steps to finalize the application process if you are approved. Once your application has been processed, you are almost done. From this point, you can walk away with your money in hand in half an hour or less.
Get Your Registration Loan In Flagstaff, AZ Today
If you are currently dealing with an emergency and are struggling, you can get the help you need through a registration loan Flagstaff, AZ. If you qualify, you can get the cash you need right on the same day and then go handle your expenses. If that sounds like something you’d be interested in, fill out the online form on our website to get started right now.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.