5 Things You Must Do Before Applying For Title Loans In Winslow, AZ
If you’re interested in getting Winslow title loans, then you’ll want to make sure you do certain things before going through the application process. Doing these things will put you on the right path and make you feel confident you know what you are getting yourself into when you are ready to begin applying with Fast Auto Loans, Inc. for a title loan. So, make sure you do these five essential things to do before you apply for title loans in Winslow, AZ.
Make Sure To Do These Things Before You Begin Applying
Make Sure You Need One
Title loans in Winslow, AZ are not meant to be a long-term financial solution; instead, they are a short-term way to address an emergency and get back on your feet quickly. When life hits you hard, using the value in your car’s title might be the thing you need to do to get you the money you need quickly, but you should never use title loans for frivolous large purchases. Large “wants” should be paid for with good budgeting and saving, not a title loan.
On the other hand, if you need to make important repairs on your home or on another vehicle right away, then you might consider a title loan. Or maybe you’ve experienced a medical emergency and need help paying the medical bills. Whatever your reason, consider it carefully before you invest in a title loan with us. They can be a viable resource, but you never want to use them without a good reason.
Find A Reputable Lender
Finding a reputable lender is a difficult part of getting title loans in Winslow, AZ. Some direct lenders can be untrustworthy, which is why you want to find one that you can rely on to get the quick cash you need. When you come see us at Fast Auto Loans, Inc., you’ll see we are in the business of providing quick title loans and our knowledgeable staff are on standby to help you with any questions you may have.
Have Your Driver’s License Or State-Issued ID Ready
When you apply for a title loan, you’ll want to make sure you have your driver’s license on hand. The same is true for when you meet with the representative to inspect your car. You’ll need to prove your identity in order to get a title loan. This is because we need to make sure you are at least 18 years old or older. Minors can’t legally apply for a loan here. If you don’t happen to have a driver’s license, you can use a state-issued photo ID instead.
Make Sure Your Car Is Lien-Free
Lien-free simply means that you own your car outright with no outstanding debts or judgments against it. Because the title of your car secures the loan, we won’t work with you if your title already has a claim against its value. To check if your car is lien-free, you can look up the VIN to see if an individual or entity has a legal judgment against it. Clear up any liens on your car before you apply for a title loan to make sure there isn’t an issue when applying.
Check That The Title Is In Your Name
As well as being lien-free, the title of the car needs to be in your name. If it isn’t, then you don’t have the legal right to use the title’s value for title loans in Winslow, AZ. Winslow title loans from Fast Auto Loans, Inc. necessitate having a title listed in the same name as your driver’s license or your state-issued ID that you provide, so make sure there’s no error in transferring the title to your name before you come see us.
Get Started With The Process!
Now that you’re geared up to get a title loan, applying online is simple through the secure inquiry form found on our website. After you send in the form, a representative from the nearest Arizona title loan location will call you to schedule an appointment for a quick vehicle inspection to determine how much you could get. They will also assess your other required items to determine if you qualify for approval.
Once the representative has examined your required items and made sure everything checks out, you’ll know right away whether you’re approved for a title loan and how much we can lend you. If you are approved, we will help you finish the paperwork and go over the loan terms in detail. Once you are done with the paperwork, you can get the quick cash you need for an emergency on the same day or the following business day.
Apply Online Today!
There are times in life when an emergency can pop up out of nowhere. When that happens, you’ll need to know what to do to get title loans in Winslow, AZ. Knowing when you need a title loan, what you need to get one, and how to go through the process can boost your chances of approval to tide you over with quick cash for an emergency. And once you’ve done these five things, you can then go to our website and fill out the online form to begin the process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.