Moving to a new place is exciting, but the move-in deposit can be a big challenge, especially when landlords ask for first and last month’s rent upfront. If you're looking for help with a move-in deposit, you're not alone. Many renters struggle to cover these upfront costs.

Luckily, there are several practical ways to manage this financial stress. One of the fastest options? Title loans. Below, we explore 7 smart strategies to help you cover your move-in expenses, including how an auto title loan can provide quick cash when you need it most

7 Ways To Get Help With Your Move-In Deposit

1. Sell Unwanted Items for Extra Cash

There are two big benefits to selling your things if you need help with move-in deposit expenses. First, the less stuff you have to pack, the less expensive and stressful your move will be. The other big benefit is you can make a lot of extra cash.

By simply selling your unwanted, unneeded, or unused items, you can find the extra money you need to make the move better. Go through your belongings and pick out the clothes, electronics, books, kitchen items, and other high-ticket items that can collectively help you cover a security deposit.

2. Apply for Housing Grants

There are numerous grants for low-income individuals and families who need help with move-in deposit costs. Government grants include the Housing and Urban Development’s Homeless Prevention and Rapid Re-Housing Grant and the Federal Relocation Assistance Program offered by the Federal Emergency Management Administration

You can also get the Community Development Block Grants offered by Community Action Agencies. All of these grants come with different requirements and application procedures, but each can go a long way if you need help with move-in deposit coverage.

3. Ask Your Employer for Relocation Assistance

You may not know it, but the company you work for may have a program set up to assist employees with moving needs, even if you’re relocating within your same city. In addition, if you’re moving for a new job, talk to your boss or human resources.

They might be able to include a moving expense reimbursement into your overall hiring package during salary negotiations. In a time when more people are quitting their jobs, employers may want to do whatever they can to keep you working for them, you just have to be upfront with them.

4. Take on a Short-Term Side Gig

Even when you’re busy with your move, getting a part-time side hustle can make a significant dent in expenses when you need help with the move-in deposit. Find something that you can easily fit into your schedule, such as home or pet sitting, freelance writing, taking online surveys, or selling handmade goods on sites like Etsy. All can help with even the heftiest move-in deposit.

 

 

5. Look for Charitable Assistance Programs

Organizations such as the Salvation Army, the YWCA, and Catholic Charities offer many different types of financial resources for moving, especially for those who are low income or experiencing homelessness. Many simply also require that you show them proof of a security deposit or deposit on such moving needs as rental vans or movers.

6. Find COVID-19 Rental Assistance Programs

Helpful programs for COVID-19 rental assistance are run by individual states, and the money can be used to help with your first rental payment and security deposit. The Emergency Rental Assistance Program, funded by the government, distributes money to tenants (and landlords) who are struggling financially in the wake of the COVID-19 pandemic.

These COVID-19 assistance programs are especially great for those people who are seeing reduced work hours or relying on unemployment benefits to get by on their day-to-day expenses. And in many states, the program is set to run through 2026 or when funds are depleted.

7. Use Title Loans to Cover Your Move-In Deposit

When you're short on time and need fast money, a title loan could be your best option.

What Is a Title Loan?

A title loan is a secured loan that uses your car title as collateral. With Fast Auto Loans, Inc., you can get up to $15,000 with no credit check required—perfect if you're dealing with bad credit or no credit history at all.

How a Title Loan Helps With Move-In Costs

• Fast approval—often within 30 minutes
• Keep your car while repaying the loan
• Flexible payment options
• No store visit required—apply online

Apply for a Title Loan Online Now

How To Apply for a Title Loan to Help With a Move-In Deposit

Getting a title loan to cover your move-in deposit is easy and hassle-free.

Requirements:

• A lien-free vehicle title (in your name)
• A valid driver’s license or state-issued ID
• Your vehicle for a quick inspection

Simple Process:

1. Fill out an online inquiry form – It only takes minutes!
2. Get a call from a loan representative to discuss your options
3. Bring your car & title for a quick inspection
4. Get cash the same day or next business day

Get Help With Your Move-In Deposit

Moving can be exciting, but it can also be expensive. Any of our options can help get you the money you need for help with move-in deposit costs. And If you decide an auto title loan can help, just fill out the online form on our website, give us a call, or visit one of the many Fast Auto Loans, Inc. locations today. We’ll get you on your way to your new place in no time.

Get Started on Your Title Loan Today

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.