When urgent financial needs arise, consider exploring title loan options at Fast Auto Loans, Inc.! A title loan could provide the fast cash you need to cover unexpected expenses. In this comprehensive guide, we’ll walk you through everything you need to know about title loans, how they work, and how to get started.

What Are Title Loans, And How Do They Work?

Some financial solutions work faster than others. When you need something as quickly as possible, borrowing money from a title loan service is one option worth considering. As the name suggests, a title loan is a way to borrow money using your car title as collateral. That title must be lien-free or ‘clear’, meaning it’s free from any outstanding loans or judgments against it.

When getting a loan from Fast Auto Loans, Inc., you could qualify to borrow between $300 and $15,000. The precise amount will depend on how much your car is worth, based on a physical inspection by a loan representative.

These loans offer many advantages. One of the most notable ones is speed, thanks to the fast processing times and quick disbursement after approval. Besides that, you must also know that you can get a title loan without a job and by only providing a few required items. Lastly, you can start the process any time you’re ready by submitting your information through the online form.

Key Benefits of Title Loans

Title loans offer several advantages, including:

• Quick Processing: Enjoy fast processing times and quick disbursement after approval, often within the same day.
• Minimal Requirements: You can qualify even without a job, requiring only a few essential documents.
• Flexible Application: Start your application at any time using our convenient online form.

What Do You Need to Qualify for a Title Loan?

You could qualify for a title loan without a job or good credit as long as you have these items:

1. Identification

Firstly, you must have a valid driver’s license to get a title loan. If you don’t have one, you can provide a state-issued photo ID as an alternative.

2. Car Title

Next, you must have the title to your car. You must be the full owner of the car, which means you have a lien-free title without any outstanding loans against the vehicle.

Also, that title must be registered in your name. If that’s not the case, you can visit your local DMV office to transfer the title to you before you use it to get a loan.

3. Vehicle

Lastly, you must have physical access to your vehicle to bring it in for a physical inspection.

Remember: the car title serves as the collateral for the loan, not the vehicle itself. The car is only necessary for the inspection to determine its value and how much you qualify to borrow.

You can drive the car home once that inspection is complete.

How Quickly Can You Get A Title Loan?

Unlike some other loan options out there, title loan processes are straightforward and quick. That's true even if you want to get a title loan without a job.

Here's how fast each stage can move:

• You can kickstart the entire process anytime by completing the online form, even outside regular business hours. The form is available 24/7 on this website.
• The in-person part of the process can take as little as 30 minutes to complete. That includes the time necessary to verify your documents and inspect your vehicle.
• The disbursement process could happen as quickly as the same day of approval or by the next business day.

Simply put, the sooner you submit your information through the online form, the sooner you can get the financial solution you need.

Steps to Get a Title Loan

Now that you know what’s required to get a title loan and how long the process could take, here’s a closer look at the steps you’ll go through:

Step 1:  Submit Your Information

First, submit your information through the online form. That will include your name, contact number, and ZIP code. You’ll also need to submit a few basic details about your car, like its make, model, and year of manufacture.

Step 2:  Get A Call

Soon after you submit the form, a representative will call your phone. They’ll brief you on the process and its requirements. Then, they’ll discuss a convenient time and place to meet you.

Step 3:  Meet A Representative

Bring your car and the required items to meet your representative as discussed. They’ll verify your documents and inspect your vehicle.

Then, they’ll help you complete the process with some simple paperwork. After a few moments, you’ll find out if you’re approved and how much you qualify to borrow.

Step 4:  Get Paid 

If approved, you only need to wait. The money could be yours as quickly as the same day or by the next business day, depending on what time you completed the process and got approved.

Get Your Title Loan Today!

Remember to get in touch with Fast Auto Loans, Inc. when you’re searching for fast loan options to overcome a financial hurdle. A title loan could be the option you’re looking for and getting one won’t take long.

Just take the first step now by submitting your personal and car information through the online form. Soon after, a friendly representative will ring your phone to guide you through the rest!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.