“Cash for title” generally refers to using a lien-free vehicle title as collateral for a car title loan. Instead of selling your vehicle, you use the qualifying title to secure the loan and can generally keep driving the vehicle while making payments.

Fast Auto Loans, Inc. helps qualified Arizona borrowers review car title loan options from $300 to $15,000. The amount available depends on the completed application, vehicle evaluation, ability to repay, and other requirements.

Before starting an inquiry, it is important to understand what cash for title means, what happens to your vehicle title, how vehicle value is reviewed, and what to check before signing any agreement.

What Does Cash for Title Mean?

Getting cash for title means using a qualifying vehicle title as collateral for a loan.

A vehicle title is the legal document that shows ownership of a car, truck, van, or other qualifying vehicle. For a car title loan, the title generally needs to:

• Be in your name
• Be free of active liens
• Match the vehicle being inspected

The loan is secured by the title. This means the title is connected to the loan agreement until the loan is repaid according to the terms.

What Is a Car Title Loan?

A Car Title Loan is a secured loan that uses a lien-free vehicle title as collateral.

To apply, you generally need to own the vehicle outright and have the title in your name. The vehicle is inspected to help determine its value, which may affect the amount available if you qualify.

Fast Auto Loans, Inc. offers Arizona title loans from $300 to $15,000 for qualified applicants. Not every applicant will qualify for the maximum amount.

Do You Give Up Your Vehicle?

No. Borrowers can generally keep driving their vehicles while repaying a car title loan.

The title secures the agreement, but you can generally continue using the vehicle for:

• Work
• School
• Errands
• Medical appointments
• Family responsibilities
• Daily transportation

However, keeping the vehicle does not remove the collateral risk. If payments are not made according to the agreement, the vehicle may be at risk.

Review the complete repayment and default terms before signing.

How Much Cash Can You Get For This Loan?

Now you understand what it means to get cash for title, you probably want to establish how much emergency cash you can qualify for with us. Our loan limits run from $300 to $15,000, but the specific number you qualify for with a vehicle title loan depends on the value of your car, truck, or van. To establish your vehicle's worth, we consider the following factors:

• Age — Vehicles often lose up to 60% of their value during the first five years on the road. Don't expect an old model to be worth as much as a new one unless it's a classic car.
• Mileage — Average mileage is between 10,000 and 12,000 miles a year. Anything above that, and your car won't be worth as much as a lower-mileage vehicle.
• Make and model — Naturally, higher-end vehicles like Range Rover, BMW, and Tesla are usually in better condition. This means you’ll likely get more for a higher-end vehicle.
• Service history — Keeping up with regular service says that the car is in as good a condition as possible. Therefore, having an updated service history will increase the vehicle's worth.
• Cosmetic condition — Things like stained seat covers and dents can affect the value of your car, van, or truck. Taking good care of your vehicle means scoring a high loan amount.
• Mechanical condition — We assess its mechanical condition alongside its service history. Keep up with regular oil changes and tire rotations to maintain its value.

What Do You Need for an Arizona Title Loan?

For a car title loan with Fast Auto Loans, Inc., you generally need:

• A driver’s license or another state-issued photo ID
• A lien-free vehicle title in your name
• Your vehicle for inspection

These items help confirm your identity, vehicle ownership, and vehicle value.

Having the required items does not guarantee approval or a specific loan amount.

How the Car Title Loan Process Works

The process generally begins online, by phone, or at a nearby Fast Auto Loans, Inc. location.

1. Start an Inquiry

Submit the online inquiry form with your basic contact and vehicle information.

Submitting an inquiry does not guarantee approval, a specific loan amount, or funding.

2. Speak With a Representative

A Fast Auto Loans, Inc. representative may contact you to confirm your information and explain the next steps.

During the call, ask about:

• Required items
• Vehicle inspection
• Loan amount review
• Fees and costs
• Repayment terms
• Funding timing
• Arizona locations

3. Gather Your Required Items

Prepare your:

• State-issued photo ID
• Lien-free vehicle title
• Vehicle for inspection

Having your items ready may help the review process move more smoothly.

4. Complete the Vehicle Inspection

A representative inspects the vehicle to help determine its value.

The inspection may review the vehicle’s:

• Make and model
• >Year
• Mileage
• >Condition
• Vehicle type
• Current market value

The vehicle evaluation may affect the amount available if you qualify.

5. Review the Loan Agreement

If approved, review the agreement carefully before signing.

Make sure you understand:

• Approved loan amount
• APR
• Finance charges
• Fees and costs
• Payment schedule
• Due dates
• Total repayment amount
• Late-payment terms
• Default terms
• Vehicle collateral risk

Ask questions about anything you do not understand. Do not accept the agreement until you are comfortable with the full repayment obligation.

6. Receive Funds After Approval

If the application is approved and the agreement is completed, funds may be available according to the applicable funding schedule.

Funding timing can vary based on approval, transaction timing, banking schedules, and other processing factors.

Submit Your Car Title Loan Inquiry Right Now!

The next time you need emergency money, you know how to get cash for title from us at Fast Auto Loans, Inc. quickly. We’ve made the car title loan process as straightforward as possible and our customer service representatives are available for any questions along the way. 

So now all you have to do is apply! Just fill out the online form now on our homepage to get started on our process and get the cash you need today. 

FAQs About Vehicle Title Loans

Can I still qualify with bad credit?

Absolutely! Good credit, bad credit, or no credit. For most title loan amounts, any credit is welcome. Fast Auto Loans, Inc. is committed to helping you get the cash you need. We will work with you under any credit situation.

How old do I have to be to apply?

In Arizona, you must be at least 18 years of age to qualify for a title loan.

What if my vehicle title is not in my name?

To get a title loan with Fast Auto Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name before applying for a loan.

How do you determine the value of my vehicle for a title loan?

The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.