bad credit and auto registration loans

Can I Get Auto Registration Loans With Bad Credit?

Has bad credit every held you back from getting a loan? If so, you need to know about the fast and helpful auto registration loans from us at Fast Auto Loans, Inc. when you need emergency cash. A registration loan can get you fast cash for a wide range of financial emergencies just by you using your vehicle registration as collateral. And while we will check your credit, that doesn’t automatically mean bad credit will keep you from this loan. Keep reading to learn more about this loan.

Learn How You Can Get This Loan With Poor Credit

One of the major advantages of auto registration loans is that people with various types of credit can still come in and see if they qualify. We do take your credit into account, but that doesn’t mean we automatically turn you away for having bad credit. There are other things we look at when we determine if you qualify for approval of this kind of loan. So don’t count yourself completely out just because your credit isn’t perfect! Here is more information on how we view credit for this loan.

man looking at bad credit score and wanting to get registration loans

Is There A Credit Check?

As we said in the beginning, we here at Fast Auto Loans, Inc. do have to run a credit check before determining if you qualify for auto registration loans. However, we take a few other factors into consideration when determining if you qualify for this loan – not just your credit. This means that even if you have poor credit, you could still come in and we can tell you your chances of getting approved. And if you can’t get this loan, you can still look into our title loan instead.

How Do Registration Loans Work?

Now that you know more or less about your credit when it comes to this loan, you should know what this loan is and how it differs from our title loans. With a registration loan, you are using your Arizona vehicle registration as collateral to receive up to $900 for emergency expenses. Registration loans are different from title loans because you don’t have to own your vehicle in order to get one. We also don’t have to inspect your vehicle beforehand. You do, however, need the following things when we meet:

  • Arizona driver’s license - Your license should be up to date and in good standing. You can also use an Arizona-issued photo ID instead.
  • Arizona Motor Vehicle Registration - Although you don’t have to outright own the vehicle fully yet, the registration does need to be in your name.
  • Social Security Number - Your Social Security Number is needed to obtain your credit score.
  • Checking account in your name – We need to see your financial situation to get a good idea of what you can afford to pay back.

If you are approved for a registration loan, you keep your vehicle so you are still able to go about your daily activities, go to work...whatever you need. You also get the registration papers back when the loan is paid in full. And when you are ready to repay the loan, you can do that right from our payment portal online, so you don’t have to come back to the store just to repay the loan.

Where To Begin The Process For An Auto Registration Loan

Beginning the process for registration loans at Fast Auto Loans, Inc. is easy! Just make sure you have the above items ready to go and you should get through the process rather quickly. In fact, the in-person part of the process should take around 30 minutes, which by the end you will know how much we can lend and if you qualify for approval. Here are the three ways you can begin the process:

  • At any Fast Auto Loans, Inc. location: You are free to walk into any of our stores to begin the process whenever you are ready. Check out our store locator on our website to find the store location nearest you. Bring all your documents with you and be prepared to speak with a loan representative.
  • Over the phone: When you call an office, you’ll speak directly with a loan representative who will gather some basic information. This is the time to ask any questions you have and make sure you fully understand the terms of your loan. You will then set up an appointment for you to come in.
  • Online: You can also begin by filling out the online form on the website. The form is safe and fast to fill out if you want to start as quickly as possible. Once your information is submitted, a loan representative will contact you to discuss the loan terms and set up your in-person meeting.

car key on toy car wiith coins for registration loan

Come See If You Can Get Auto Registration Loans Today!

By now, you should know what role your credit plays in your auto registration loans process. We will let you know quickly if you qualify for approval and how much we can lend you. So don’t let any worry or uncertainty hold you back and come to Fast Auto Loans, Inc. to see if your credit will keep you from getting this loan. If you need extra cash fast, come by, call, or begin the process online today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.

Fast Auto Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

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