The 5 Easy Steps To Get A Title Loan Online
Are you experiencing some money troubles? If so, you might’ve already done a little research of your own and found out that a great option for quick cash for those in need is to get a title loan online.
Getting a title loan has a few advantages over attempting to get a loan at more traditional financial institutions. Foremost of them is that we here at Fast Auto Loans, Inc. are interested in putting the money into the potential borrower’s hands, so it’s much easier to meet their qualifying requirements than, say, a bank’s.
Your credit history does little to influence your eligibility, for one. Anyone who owns a car and has the car’s title in their name can get a title loan online, even if their credit score is bad or outright nonexistent.
Fast Auto Loans, Inc. will also accommodate any kind of income, and you’ll be free to keep driving your car the same as before while paying the loan off; it’s the title we will be getting, not the vehicle itself. So as long as you keep up with your repayments, you can keep your vehicle.
Follow These Steps To Get A Title Loan Online
Get The Required Items In Order
While the qualifying requirements to get a title loan online are pretty flexible, there are certain items you’ll be needing no matter what. These items are:
- Your driver’s license or state-issued ID to prove you’re over 18 years old and thus legally eligible for the title loan;
- Your car in decent condition. We will do a vehicle inspection to determine how much your car can potentially get you for the title loan;
- Your car’s title. The car title must be in your name – you cannot use the title with your relative’s or friend’s name on it, even if you’ve been driving the car for years and have their permission.
One thing to note is, here at Fast Auto Loans, Inc., we give you the option of having the loan representative meet you at a location of your choice. There is no need to come to us to complete the process. But, regardless of whether you come to us or we come to you, you must have the required items with you so the loan representative will examine them.
Fill Out And Submit The Online Form For Title Loans
If all the required items are in order, you can proceed to file your application for online title loans. To get a title loan online from Fast Auto Loans, Inc., you will need to visit our website and look for the online form at the top of our homepage. This form is just to give us your basic information and allows us to connect you with the nearest title loan places.
It should only take you a few minutes to submit the filled-out form. It will get processed very soon, and as soon as it’s processed you’ll get a call from Fast Auto Loans, Inc. loan specialist. During this call is where you can give them a location to come meet you.
Hash The Details Out With The Loan Specialist
Keep the phone close by when you submit the online form to make sure you don’t miss the call from the loan specialist. They will also verify that your information given on the form is correct. Don’t worry about the information you give, everything is kept confidential. The loan specialist will also quickly go over the details to ensure you’ve got everything you need to get a title loan online.
After the phone call, you will head over to either the agreed-upon location or the nearest title loan location with the required items. This is where the loan representative will look over your items to determine if you qualify for approval. The vehicle inspection also allows the specialist to determine how much you could qualify for. They take your vehicle’s condition and resale value into account when inspecting your vehicle. This means you should make sure your vehicle is in decent condition at the time of the inspection.
Complete The Paperwork And Get The Cash
After the representative examines your items, they will then determine if you qualify for approval. If the verification agent determines that everything is in order and you qualify for the title loan – they will then sit down with you to go over the loan terms. It is important to really go through everything so that you know and understand all the terms. They will discuss the repayment terms and fees associated with your loan. This is also where you can ask all your questions to make sure you understand everything.
Once you understand everything and agree with our terms, we will have you sign the loan agreement. The entire appraisal procedure typically takes only around 30 minutes. And that’s how you get a title loan online – quick, easy, hassle-free!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.