Bills are constantly on the rise, but when financial stress strikes, finding effective relief is crucial. While there are several strategies for managing high bills, securing a title loan can be a fast and flexible solution that helps you navigate unexpected financial hurdles. In this article, discover five ways to manage high expenses, including how a title loan from Fast Auto Loans, Inc. can offer the emergency cash you need.

Title Loan as a Primary Financial Relief Solution:

After exploring federal programs such as LIHEAP and LIHWAP, consider how a title loan can help if you need funds urgently. Unlike assistance programs that take time to process, title loans offer same-day or next-day cash, making them ideal for emergencies.

What Can You Do To Get Emergency Financial Relief From High Bills?

1. Apply To The Low Income Home Energy Assistance Program

The first option we’ve given you to get you emergency financial relief is the Low Income Home Energy Assistance Program (LIHEAP). LIHEAP may be able to offer you money that will help you meet your immediate home energy costs. If you are currently in a low-income household and you pay a high proportion of your income to cover your heating and energy costs, you may be eligible for help. You can get up to $1,200 per year, plus an additional $1,000 if you have an energy crisis.

This can go a very long way to tackling high bills, so find out if you are eligible today wherever you live in Arizona. You can get in touch and find out more about this program by calling 1-866-494-1981. This is a federally funded program designed to provide financial relief to those who need it the most. High priority is given to homes with elderly individuals, disabled individuals, and children, so keep that in mind.

2. Apply To The Low Income Household Water Assistance Program

The Low Income Household Water Assistance Program (LIHWAP) is similar to LIHEAP but is designed to deal with water costs. It can help if your water bills are very high and your income is very low. Depending on your circumstances, you may be able to get as much as $3,000, which is usually paid directly to the water company. If you want to learn more about this, call 1-833-453-2142 and see whether you may be eligible for help.

3. Apply To The Emergency Rental Assistance Program

There’s also the Emergency Rental Assistance Program (ERAP), which can help with your rent if it’s more than you can afford. This program can help you to cover your rent costs, depending on the costs and your personal circumstances. You might be able to get as much as $3,500 paid as rent per month for up to 18 months, although the program will usually end after this point. Only certain households will be eligible, so you will need to call 1-833-912-0878 to find out more.

4. Apply To The Homeowner’s Assistance Fund

If you’re a homeowner, you might be thinking that you’re unlikely to benefit from emergency financial relief federal programs, but that isn’t necessarily true. The Homeowner’s Assistance Fund (HAF) is available throughout the state of Arizona and is designed to help homeowners cover their mortgages and utilities. With this fund, you may be able to get up to $3,500 per month, depending on your circumstances. You can contact them on 1-602-771-1000 to get more information.

5. Contact Your Energy Provider

The last option you have is to contact your energy provider. It is worth contacting your energy provider if you’re struggling to cover high bills and need emergency financial relief before your power is cut off. They may have assistance programs or might be able to set up a payment plan that better suits your needs. And if you are usually in good standing, they may even be able to eliminate interest payments or give you a grace period.

What Happens If A Sudden Emergency Comes In?

While these options can be helpful, sometimes you’ll have an emergency and will need money almost immediately. When none of those tips help you and you need to consider other options, a car title loan from Fast Auto Loans, Inc. can help if you’ve had a particularly expensive month and need some emergency financial relief quickly. This loan lets you use your lien-free car title as collateral to secure the money. This should only be used for emergency funding. To apply, you just need to:

1. Fill in our online form on our website to help us contact you.
2. Wait for one of our agents to call you and set up a vehicle inspection.
3. Attend the vehicle inspection with your car and the required items.
4. Find out if you are approved and finish the paperwork.

Why a Title Loan Stands Out:

• Fast Approval: While federal programs offer valuable relief, they can take time. With a title loan, you can get cash in hand quickly, often within the same day.
• Flexible Use: You can use the funds for any emergency, including medical expenses, home repairs, or utility bills.
• Keep Your Vehicle: One of the key benefits of a title loan is that you can continue using your car even as you repay the loan, maintaining your daily routine.

Get The Help You Need Right Now

If you need immediate financial relief, and other solutions fall short, a title loan from Fast Auto Loans, Inc. can help bridge the gap. Our fast, simple application process ensures you get the cash you need quickly. Apply now online or contact one of our loan locations to find out how much you can get!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.