Borrowing money shouldn’t feel overwhelming. Yet for many people, traditional bank loans come with long wait times, strict requirements, and a stressful approval process. If you need cash quickly, that can make an already difficult situation even harder.

That’s where easy title loans from Fast Auto Loans, Inc. offer an alternative. These loans use your vehicle title as collateral, allowing you to access funds without jumping through the usual hoops or meeting high credit standards. Below, you’ll find a clear breakdown of what makes this option more straightforward and how you can qualify.

Tips for Getting Easy Title Loans

No Minimum Credit Score

Banks will do thorough credit checks before approving a loan. If they find that your credit score is on the lower side, you might run into some hurdles. With easy title loans, you don’t necessarily have to worry about those hurdles. You can apply for this kind of loan even if you have poor credit. We will not automatically disqualify you if you happen to not have great credit at the moment. If you want help applying with bad credit, see our guide: How To Get A Title Loan With Bad Credit Or No Credit

Simple Criteria

When it comes to what is required to find out if your car qualifies for this loan, we’ve made sure to keep our list short. We don’t want to make you go through a long list of documents to bring in. In fact, we only require you have three things to find out if your car title qualifies for this loan. Those three things are the following:

• Your vehicle is fully paid off.
• You are the registered owner and your name appears on the title.
• The car title is lien-free – you aren’t using it as collateral for another loan, it’s not under dispute, and there are no liens on it.

If you own the car but the title isn’t officially under your name, you will have to go to the DMV and make sure the title is transferred to you before you apply for this loan. You should also make sure to have your driver’s license or state-issued photo ID to prove you are of legal age and have the vehicle that we can quickly inspect to determine how much you could qualify for if you are approved. Visit the Arizona MVD page to learn how to transfer a vehicle title.

A Website That’s Easy to Navigate

Understanding how a title loan works shouldn’t require digging through pages of confusing information. Our website is designed to make everything simple, from learning the basics to filling out the online inquiry form.

Once you submit the form, a representative from the nearest Arizona title loan location will contact you. They’ll walk you through the next steps, answer questions, and help you set an appointment at a store or another location that’s convenient for you.

Minimal Documents Required

Traditional loans often come with a long list of paperwork. That’s not the case here. To move forward, all you need is:

• Your lien-free title
• Your vehicle for inspection
• A valid ID

Nothing more.

Fast Verification Process

Speed is one of the biggest advantages of easy title loans. The inspection and verification process can take as little as 30 minutes once you arrive at your appointment. During that time, we determine:

• Your vehicle’s market value
• How much you may qualify for
• Whether you meet the loan requirements

This quick assessment helps you get answers fast.

Same-Day Payouts

Our easy title loans spare you from having to wait a long time to get your money. When you go to your appointment either at the store or at another location, we will tell you if you are approved. If you are approved, we will help you get through some quick paperwork and you can get the money you need either that same day or the next bank business day.

Apply for Easy Title Loans Today!

Getting a loan shouldn’t be stressful or hard. This guide proves that you can get easy title loans with us without going through a complicated process. So, if this sounds like the loan that can help you out, don’t hesitate. Contact us through the online inquiry form to get started on the process and get the emergency cash you need right away.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.