Are you wondering, "What documents do I need for a title loan in Arizona?" Having the right documents ready can ensure a smooth and quick application process for your title loan. At Fast Auto Loans, Inc., we aim to simplify the process so you can get the money you need without the hassle.

Documents Required for a Title Loan in Arizona

Applying for an Arizona title loan is straightforward when you have the following documents ready:

1. Valid Government-issued Photo ID: This could be a driver's license, state-issued ID, or another form of identification.

2. Lien-Free Vehicle Title: You must provide the car’s clear title as collateral. This means the vehicle must be fully paid off with no liens against it.

Additional Requirements for a Title Loan

Besides having the necessary documents, your vehicle will need to undergo a brief inspection to determine its condition and value. This step helps us calculate how much you can borrow through your title loan.

• Vehicle Inspection: A Fast Auto Loans, Inc. representative will inspect your car's make, model, year, and condition to assess its value using a national pricing guide.

Can I Still Get A Title Loan Without a Driver’s License?

You can still apply for a title loan even if you don’t have a valid driver’s license. Even though this is a loan using your car – which means you more than likely have a driver’s license – that doesn’t mean that this is the only form of ID we accept. If, for whatever reason, you don’t have your license when we meet, you can use another valid state-issued ID in its place. Just make sure your photo is on that ID and that we are able to verify your name and your age.

What To Do If The Car Title Isn’t In My Name?

Suppose your car title isn’t registered in your name. In that case, you must first have it transferred to you at your local DMV office. Otherwise, you can’t continue with your application. Your title is what lets people know that you legally own the vehicle. Without it in your name, there is no way to verify that the car is legally yours. Keep in mind that the transferring process might take a bit of time to complete. But once it’s done, you can use your title to apply for a title loan.

How To Apply For A Title Loan in Arizona

By now, you should feel confident that we’ve answered the question “what documents do I need for a title loan?” for you to prepare. Now all that is left is for you to get your title, ID, and car ready for the loan process. And once you have all the necessary documents prepared and ready to go, you can apply for an Arizona title loan at Fast Auto Loans, Inc. by following these steps:

• Step 1: Firstly, submit the online form on our website with your necessary details. That will include your name, contact information, and details about your car (e.g. make, model, year).
• Step 2: Soon after that, a helpful loan representative will call you to discuss your application. They’ll make sure you have everything you need to proceed, then they’ll help you set a time and place to meet in person – which can either be the nearest store location or somewhere else.
• Step 3: At that in-person meeting, the representative will verify your documents and inspect your car. They’ll also help you finalize your application if you are approved for the title loan. This will include some simple paperwork and going over the loan terms.
• Step 4: Once you understand all the loan terms and you’ve signed the paperwork, you’ll get your money fast, possibly as early as the same day or by the next business day.

Common FAQs about Title Loans

1. How long does the title loan process take?

   • The entire process can take as little as 30 minutes once all documents are ready.

2. Can I keep my car while repaying the loan?

   • Yes! You can continue driving your car while repaying your loan.

3. What if I have bad credit?

   • Your credit score won’t affect your ability to qualify for a title loan as long as you meet the basic requirements.

Got What You Need? Apply Now!

As you can tell from this article, you don’t have to spend too long asking “what documents do I need for a title loan?” when you come see us. Our list is short and easy to remember so you can make sure you are as prepared as possible. So don’t wait any longer to fill out the online form. It won’t take long before you’re working with your title loan representative to find out if you qualify for approval!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.