If you are researching title loans in Arizona, you may be asking, “What documents do I need for a title loan?”

Preparing the right items before you start can make the process easier and help you understand what to expect.

Fast Auto Loans, Inc. reviews title loan inquiries for qualified Arizona borrowers. A title loan uses a qualifying vehicle title as collateral, so the required items are focused on identity, vehicle ownership, and vehicle inspection.

This guide explains what documents are generally needed, how to get a loan on your car, and what to review before signing any agreement.

Quick Answer: What Items Are Needed?

For an Arizona title loan, you generally need three main items:

• Driver’s license or state-issued ID
• Lien-free vehicle title in your name
• Vehicle for inspection

Having these items does not guarantee approval, a specific loan amount, specific terms, or funding.

What Is a Title Loan?

A title loan is a secured loan that uses a qualifying vehicle title as collateral.

A lien-free title generally means:

• The vehicle is fully paid off
• No active lender is listed as the lienholder
• The title is in your name
• The title matches the vehicle being inspected

Fast Auto Loans, Inc. offers Arizona title loans from $300 to $15,000 for qualified borrowers.

Actual loan amounts vary based on the completed application, vehicle evaluation, ability to repay, and other requirements.

Not every applicant qualifies for the maximum amount.

What Items Are Required For Arizona Title Loans?

1. Your Lien-Free Vehicle Title

The first thing we require is, of course, your vehicle title. This is what we are holding as security – or collateral – for the title loan. Holding your title allows you to keep your vehicle and continue to drive it during repayment. The title must always be clean, also called a clear or lien-free title to the vehicle. This means that there aren't any others laying claim to the vehicle and that you own it outright. This also means you have to be finished paying off your vehicle to be eligible for this loan.

2 . Your Driver’s License Or State-Issued Photo ID

We require a valid, state-issued photo ID to verify that you are 18 years or older. If you don’t have a driver’s license, a state-issued photo ID will also suffice.

3. Your Vehicle For Inspection

While we don’t keep your car during the loan process, we need to inspect it to determine its value. This quick inspection helps us calculate how much we can lend you, based on your car’s condition and resale value.

The Process For Quick Cash Loans Starts Online

By now, you shouldn’t be asking the question “What documents do I need for a title loan?” because we’ve answered this plain and simply. Now you are ready to begin the process for fast cash loans – which is straightforward! It begins with filling out an online inquiry form that is right on our homepage. You should know that this is a basic form asking for information and isn't an application. The online form is then sent to the nearest Fast Auto Loans, Inc. location so a loan representative can contact you. 

The loan representative will talk to you about the items required for a title loan, answer any questions you have, and make an appointment for you to meet to submit an application and do the inspection of your vehicle. That can be done at a store of your choice, but also can be scheduled at an alternate location such as your home or office, which may be more convenient for you. This means you never have to come to one of our stores if you’d rather apply for title loan online.

Once you meet with the loan representative either at the store or somewhere else, they will verify your documents and perform a quick inspection of your vehicle to determine how much we can lend to you. The loan representative will tell you if you qualify for approval and the amount you qualify to borrow. If you are approved, you will learn the loan terms and go on to sign the paperwork. Once done, you will get the money either the same day or the following business day. 

Applying For A Title Loan With Bad Credit

If you are asking the question “What documents do I need for a title loan?” and are going through this guide, you’ll see that we haven’t mentioned credit. That is because one of the advantages of applying for a title loan with us is that you can apply for a loan with bad credit. While there is a chance we’ll need to check your credit – especially if you’ve been approved for a high amount – that doesn’t mean that you’ll get automatically disqualified if you have poor credit.

How To Secure A Loan With Your Car

Now that you know the answer to "What documents do I need for a title loan?" you can begin the simple process of applying for a loan. Just fill out the online inquiry form on our homepage, and a loan representative will contact you to discuss the required documents, answer your questions, and schedule an appointment to secure a loan with your car.

You can choose to meet at one of our locations or a more convenient place for your vehicle inspection. The whole process, including your approval and receiving your funds, could be completed as quickly as the same day!

Start Your Car Title Loan Process Today!

Ready to begin? Fill out your inquiry form now for Arizona title loans and find out how much you can borrow from Fast Auto Loans, Inc. It’s quick, easy, and could provide the cash you need as soon as the same day!

Our loan representatives are waiting to speak to you about quick cash loans today. Submitting the form does not obligate you to accept a loan. 

Frequently Asked Questions

What documents do I need for a title loan?

You generally need a driver’s license or state-issued ID, a lien-free vehicle title in your name, and your vehicle for inspection.

How do I get a loan on my car in Arizona?

Does my vehicle need to be paid off?

Generally, yes. A lien-free title usually means the vehicle is fully paid off and no active lender is listed as the lienholder.

Can I keep driving my vehicle?

Borrowers can generally continue driving their vehicles while repaying a title loan. The vehicle title still secures the agreement.

How much may be available?

Fast Auto Loans, Inc. offers Arizona title loans from $300 to $15,000 for qualified borrowers. Actual loan amounts vary.

Can I get a title loan with bad credit?

Borrowers with different credit backgrounds may be able to start an inquiry. Approval is not guaranteed and depends on the complete review.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.