If you're worried about your credit score when applying for a registration loan, you're not alone. Many Arizona residents wonder: Do you need a credit check for an Arizona registration loan? The good news is, Fast Auto Loans, Inc. welcomes all credit types — good, bad, or none.

Let’s go over how credit checks work with Arizona registration loans, what’s required to apply, and how your credit might affect the loan amount.

What Kind Of Credit Check Is Done For An Arizona Registration Loan?

Yes, credit checks are required when getting an Arizona registration loan. The loan lender will check your credit score during the approval process, but it should not affect whether you qualify for an AZ car registration loan.

At Fast Auto Loans, Inc., we allow those with bad credit or no credit to receive fast money from our registration loans. You can still get approved and receive up to $900 quickly, often the same day. All credit types are welcome to receive emergency cash for urgent bills, such as late bills, medical expenses, and home or auto repairs.

What Is The Difference Between Soft And Hard Credit Check Inquiries?

Fast Auto Loans, Inc. uses soft inquiries for its credit checks, meaning it will check your credit but not determine your approval based on it. This differs from banks and financial institutions that use hard checks for personal loans.

In this case, they will do a credit check and base whether you can receive the loan based on your credit health. Registration loans use your vehicle registration as collateral for the loan, meaning the soft credit check will only determine your creditworthiness and not exempt you from borrowing money because of bad credit.

What Can You Use An Arizona Registration Loan For?

Those with a poor credit history can seek an Arizona registration loan to receive money to pay for emergency situations. There can be financial emergencies that arise that you cannot pay for out of pocket, which is where an emergency loan can come in handy.

Struggling Arizona residents can turn to Fast Auto Loans, Inc., for emergency money available to pay urgent bills. Unlike banks and traditional financial institutions, we approve borrowers regardless of their credit type.

A few common examples that borrowers use a registration loan for include:

• Overdue utility bills to avoid late fees and other penalties
• Late rent to avoid eviction
• Medical bills
• Last-minute travel costs to be with family during a crisis
• Home repairs
• Auto repairs
• Pet health emergencies

Learn more about how registration loans work

Can Your Credit Report Affect The Value Of Your Arizona Registration Loan?

By getting an Arizona registration loan, you could qualify to borrow as much as $900 quickly. However, the exact amount you qualify for will depend on your credit history. We will do a credit check to determine your creditworthiness.

While Fast Auto Loans, Inc. is open to providing emergency money loans to individuals with all credit types, it's important to note that your credit report could influence the loan amount. Rest assured, your bad credit won't prevent you from receiving a vehicle registration loan, nor will the loan be reported to credit bureaus. However, the loan amount might be affected by your credit type.

What Do You Need To Apply?

Here are the things you’ll need to get started:

• Valid Arizona driver’s license or state-issued ID
• Your vehicle registration (in your name)
• Social Security Number (SSN)
• An active checking account

That’s it! Just gather these items, and you’re ready to apply.

How To Apply For A Registration Loan In Arizona

Step 1: Submit the quick form online or call your nearest Fast Auto Loans, Inc. location.
Step 2: A representative will contact you to confirm your info and schedule a quick meeting.
Step 3: Bring your documents, sign your paperwork, and get your cash fast — sometimes same day.

Want to find the closest location?

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Get A Registration Loan With A Soft Credit Check Today

A credit check is part of the process of getting an Arizona registration loan, but don’t let that stop you. The credit check is a soft inquiry and will not affect your ability to qualify for an AZ car registration loan. Gather the required items and contact us when you need money urgently, and we’ll handle the rest, no matter what is on your credit report.

Fast Auto Loans, Inc. is always ready to serve. All you have to do is complete the online form that’s available on Fast Auto Loans, Inc. Submitting that form will pass your information to one of our friendly representatives who will call you back soon.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.