You might be worried about going through a credit check to get an Arizona registration loan if you have a bad credit score, but Fast Auto Loans, Inc. is here to put your mind at ease. You do not have to worry about having bad credit or no credit when seeking a car registration loan from Fast Auto Loans, Inc.; all credit score types are welcome.

This article will tell you whether or not you require a credit check to get an AZ registration loan and why it matters. Then, you’ll learn what it takes to get one of these loans, including the steps you’ll take along the way.

Do Arizona Registration Loans Require Credit Checks?

Yes, credit checks are required when getting an Arizona registration loan. The loan lender will check your credit score during the approval process, but it should not affect whether you qualify for an AZ car registration loan.

At Fast Auto Loans, Inc., we allow those with bad credit or no credit to receive fast money from our registration loans. All credit types are welcome to receive emergency cash for urgent bills, such as late bills, medical expenses, and home or auto repairs.

What Is The Difference Between Soft And Hard Credit Check Inquiries?

Fast Auto Loans, Inc. uses soft inquiries for its credit checks, meaning it will check your credit but not determine your approval based on it. This differs from banks and financial institutions that use hard checks for personal loans.

In this case, they will do a credit check and base whether you can receive the loan based on your credit health. Registration loans use your vehicle registration as collateral for the loan, meaning the soft credit check will only determine your creditworthiness and not exempt you from borrowing money because of bad credit.

What Can You Use An Arizona Registration Loan For?

Those with a poor credit history can seek an Arizona registration loan to receive money to pay for emergency situations. There can be financial emergencies that arise that you cannot pay for out of pocket, which is where an emergency loan can come in handy.

Struggling Arizona residents can turn to Fast Auto Loans, Inc., for emergency money available to pay urgent bills. Unlike banks and traditional financial institutions, we approve borrowers regardless of their credit type.

A few common examples that borrowers use a registration loan for include:

• Overdue utility bills to avoid late fees and other penalties
• Late rent to avoid eviction
• Medical bills
• Last-minute travel costs to be with family during a crisis
• Home repairs
• Auto repairs
• Pet health emergencies

Can Your Credit Report Affect The Value Of Your Arizona Registration Loan?

By getting an Arizona registration loan, you could qualify to borrow as much as $900 quickly. However, the exact amount you qualify for will depend on your credit history. We will do a credit check to determine your creditworthiness.

While Fast Auto Loans, Inc. is open to providing emergency money loans to individuals with all credit types, it's important to note that your credit report could influence the loan amount. Rest assured, your bad credit won't prevent you from receiving a vehicle registration loan, nor will the loan be reported to credit bureaus. However, the loan amount might be affected by your credit type.

How Do I Qualify For An Arizona Registration Loan?

Qualifying for an Arizona registration loan is easy, regardless of your credit score. Aside from the credit checks mentioned above, our representatives will ensure you have the required items. These are essential in verifying your identity, bank account, and registration.

The following are the requirements you must meet to get approved for an Arizona registration loan:

• Minimum age: You must be at least 18 years old to qualify for one of these loans.
• Identification: You must provide valid identification in the form of a valid Arizona driver’s license or another state-issued photo ID.
• Registration: Potential borrowers must have a valid registration to qualify for a registration loan. In this case, you need an Arizona Motor Vehicle Registration registered in your name.
• Social Security: Another requirement is for you to have a valid Social Security Number (SSN).
• Checking Account: You must also have an active checking account registered in your name.

Potential borrowers must be able to prove these above requirements at an in-person meeting by bringing the required items. As you can see, these requirements typically require little time or effort to meet. Gather the necessary items, and you’ll be ready to begin.

What Is The Process To Get An Arizona Registration Loan?

The process to get an Arizona registration loan is quick and easy, even though it includes a soft inquiry credit check. In some cases, you can start the process of pursuing an Arizona registration loan and receive your emergency cash on the same day.

Here are the three steps you can expect to go through to use your car registration to borrow money urgently:

Step 1: Begin The Process Online Or Over The Phone

The first step to getting a registration loan is to contact us at Fast Auto Loans, Inc. You can do that by calling an Arizona store location directly or submitting the online form with your basic information.

The easiest way for you to begin the process is by submitting the online form. Soon after providing your basic information, a friendly representative will call your phone to discuss the loan. They’ll walk you through the process of getting an AZ vehicle registration loan and answer any questions you have.

During this phone conversation, you can also schedule an in-person meeting to verify your required items. This meeting can happen at one of our Arizona store locations, but it does not have to. You can meet our loan representative at a location convenient for you, such as your home or office. No store visit is required to get approved for emergency cash.

Step 2: Meet Our Representative

After setting up the in-person meeting, bring the required items to the meeting location at the agreed-upon time. They’ll review your required documents to ensure you qualify for one of these loans.

You could spend as little as 30 minutes going through this step. At this point, you can ask any questions you have about registration loans or repayment. The loan representative will answer your questions and determine how much emergency money you qualify for.

Step 3: Receive Your Emergency Money

If you get approved, the loan representative will present loan documents for you to sign. After signing these documents, you can receive your money. At Fast Auto Loans, Inc., we allow borrowers to receive their money to pay for financial emergencies on the same or the next business day.

Receive An Arizona Registration Loan Regardless Of Your Credit Score Today!

A credit check is part of the process of getting an Arizona registration loan, but don’t let that stop you. The credit check is a soft inquiry and will not affect your ability to qualify for an AZ car registration loan. Gather the required items and contact us when you need money urgently, and we’ll handle the rest, no matter what is on your credit report.

Fast Auto Loans, Inc. is always ready to serve. All you have to do is complete the online form that’s available on this website. Submitting that form will pass your information to one of our friendly representatives who will call you back soon.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.