When you seek car title loans in Apache Junction, Arizona, there are specific requirements you will need to meet to get approved. What title loan requirements you must meet will depend on the loan lender. While some have extensive requirements, we only have a few simple requirements you must meet at Fast Auto Loans, Inc.

In this guide, learn about the title loan requirements at Fast Auto Loans, Inc. We will also explain the process for how to get a title in in Apache Junction, AZ, to secure emergency cash to handle a financial crisis.

What Is A Title Loan?

A title loan is a type of emergency cash loan that borrowers who have fully paid off their cars can get approved for. If you have a lien-free car title without any outstanding liens or judgments, you can get approved for up to $15,000 by using your car title as collateral for an Apache Junction title loan.

The process is simple: show a loan associate at Fast Auto Loans, Inc. your requirements, examine your vehicle to determine its value, and get approved for emergency cash. If approved, we will place a lien on your vehicle title. After you pay off the total value of your car title loan, we will clear the lien.

What Are The Title Loan Requirements In Apache Junction, AZ?

As previously mentioned, you don’t need to show us a lot of items to get through our online title loan process. We don’t believe in overcomplicating the approval process for those who need car title loans in Apache Junction, AZ. We understand your expenses are urgent and wish to help you get the emergency cash you need as soon as possible.

One requirement that applies to every loan we offer is borrowers must be at least 18 years old. This law in Arizona prevents those not mature enough to handle the risks of an emergency cash loan. Other than your age, there are three items you must have to get approved for a vehicle title loan in Apache Junction, AZ. You will have to bring these items to an in-person meeting with a loan representative to get approved for an Arizona title loan.

The following are the three title loan requirements for borrowers in Apache Junction, AZ:

1. Driver’s License Or State-Issued Photo ID

When it comes to getting car title loans in Apache Junction, AZ – or any kind of loan – you must be at least 18 years old. This is the reason why we ask that you prove your identity.

We ask for your driver’s license, but if you can’t give us your license for whatever reason, you can use a state-issued photo ID.

Here are some examples of IDs you can use instead:

• Arizona state ID
• Student ID card
• Passport or passport card
• Military ID card
• Tribal ID card

2. Your Vehicle For A Quick Inspection

To see if you qualify for car title loans in Apache Junction, AZ, you won’t be able to use just any vehicle. We only accept cars, pick-up trucks, SUVs, or minivans. Unfortunately, we can't allow you to apply for car title loans in Apache Junction, AZ, with a motorcycle, boat, trailer, or tractor. If you plan on using any of these kinds of vehicles, you’ll have to look at getting another quick cash loan instead.

During the approval process, you will have to bring the vehicle attached to your lien-free vehicle title for a quick inspection. Our loan representative will quickly inspect it to determine its condition and if there is any significant damage. Your vehicle's condition and resale value dictate how much money you can borrow if we determine that you qualify for approval Apache Junction title loan approval.

The following are what we look for in a vehicle inspection to determine your Arizona title loan value:

• Odometer reading
• Make
• Model
• Age
• Cosmetic condition
• Mechanical condition

3. Lien-Free Car Title In Your Name

To get car title loans in Apache Junction, AZ, you can use your vehicle’s lien-free title as collateral. Lien-free means you don't have any outstanding liens on your title. If you have yet to pay off your car fully, you won’t be able to use it as collateral for a title loan. You must fully pay off your car first before you can get approved for a car title loan in Apache Junction, AZ.

You can continue driving your car as normal throughout the loan repayment period. We put a lien on the title document and hold onto it until you repay us.

You also must make sure that the car title is in your name. If it’s not because you purchased it from someone else, you must head to a local DMV office to change the name on the title to your name before you can get a title loan.

Car Title Loans In Apache Junction, AZ Do Not Have Credit Requirements

You may worry when considering title loan requirements that you need good credit to get approved, like when you get an emergency bank loan. That is not the case at Fast Auto Loans, Inc.; we have no credit requirement for title loan approval.

You can get approved for bad credit loans when seeking an Arizona title loan with us. While we may conduct a soft credit inquiry, your credit score will not affect your ability to get approved for emergency cash. You can get car title loans in Apache Junction, AZ, with bad credit or no credit at all.

How To Get A Title Loan In Apache Junction, AZ

Now that you know what required items you need and why, the only step left is to apply for car title loans in Apache Junction, AZ. Provided you can meet the three requirements, getting through the process with Fast Auto Loans, Inc. is quick and easy.

We make sure to keep the process efficient so you can find out if you’ve been approved and can go about handling your financial emergencies.

The following are the steps involved in how to get title loans in Apache Junction, AZ:

• Fill out our online inquiry form with your essential information
• Speak to a loan associate over the phone about the title loan approval process
• Agree on a convenient location for the in-person meeting, such as our Apache Junction store location, your home, or your office
• Bring your required items to the meeting for verification
• Allow the loan rep to assess the value of your vehicle
• If approved, sign title loan documents
• Receive your emergency cash the same day or the next business day

Get Car Title Loans In Apache Junction, AZ, Today!

You can easily get approved for auto title loans in Apache Junction, AZ, by meeting our simple title loan requirements. Approved borrowers can use emergency cash to handle a financial crisis, such as late bills after losing their job, medical expenses, or unexpected travel costs.

Start the process of getting approved today by filling out our online inquiry form. Soon after, a loan associate from our Apache Junction store location will call you to guide you through the simple approval process.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.