Instead of requiring complicated items, we here at Fast Auto Loans, Inc. only require a short list of items for car title loans in Apache Junction, AZ. Because of our simple requirement list, this is a valid loan option when you need quick cash for emergency expenses. Check out this guide to learn more about the required items needed for this loan and how they help you get through the process.

What You Need To Get Car Title Loans In Apache Junction, AZ

As previously mentioned, you don’t need to show us a lot of items to get through our online title loan process here. In reality, you only need three things to get a title loan with us at Fast Auto Loans, Inc. — Driver’s license, vehicle, and the vehicle's lien-free title. Here is more detail on why we need these items and what role they play in the title loan process.

Driver’s License Or State-Issued Photo ID

When it comes to getting car title loans in Apache Junction, AZ – or any kind of loan – you must be at least 18 years old. This is the reason why we ask that you prove your identity. We ask for your driver’s license, but if you can’t give us your license for whatever reason, you can use your state-issued photo ID. Here are some examples of IDs you can use instead:

• Student ID card;
• Passport or passport card;
• Military ID card.

Car, Truck, Or Van

To even see if you qualify for this loan you won’t be able to use just any vehicle. We only accept cars, pick-up trucks, SUVs, or minivans. Unfortunately, we can't allow you to apply for car title loans in Apache Junction, AZ with a motorcycle, boat, trailer, or tractor. If you planned on using any of these kinds of vehicles, you’ll have to look at getting another loan instead.

When it comes to your vehicle, we will quickly inspect it to determine its condition and if there is any major damage. Your vehicle's condition and resale value dictate how much money you can borrow if we determine that you qualify for approval. So, it's worth understanding the factors that influence our vehicle inspection. The things we look for in the vehicle inspection are:

• odometer reading;
• make;
• model;
• age;
• cosmetic condition;
• mechanical condition;

Lien-Free Vehicle Title In Your Name

To get car title loans in Apache Junction, AZ, you use your vehicle’s lien-free title as collateral. Lien-free means you don't have any outstanding liens on your title. You also have to make sure that your title is in your name. We put a lien on your car's title while you repay the loan. This, however, doesn't mean we take your vehicle while you're paying the loan.

You can continue driving your car as normal throughout the loan repayment period. We simply put a lien on the title document and hold onto it until you repay us. If you are still making payments on your vehicle, you will not be able to use the title as collateral. And if you need to transfer your title over to you or handle outstanding liens, you’ll have to do that at the DMV before you come see us.

How To Get Your Car Title Loans In Apache Junction

Now that you know what required items you need and why, the only step left is to actually apply for car title loans in Apache Junction, AZ. Provided you can meet the three requirements, getting through our process is quick and easy for you to do. We don’t make you go through tough processes for this kind of loan.

We make sure to keep the process quick and easy so you can find out if you’ve been approved and can go about handling your emergencies. In fact, all you have to do to begin is fill out the online form found right on the Fast Auto Loans, Inc. website. From there, all you have to do is follow the steps below to learn the process:

1. Once you complete the online form it’ll go to the nearest Arizona title loan location and you’ll receive a call from one of our loan representatives.
2. You can tell us where you'd like to meet when we give you a call to schedule the vehicle inspection or you can just come to the store.
3. Regardless of where we meet, make sure you bring all the required items to that meeting location. This is also where we will inspect your vehicle to see how much you could qualify for.
4. Wait just a few minutes while we assess your items and decide if you qualify for approval. If you do, we will help you finish the paperwork and complete the application.
5. Once you understand the loan terms and have completed the paperwork, you can sign the loan agreement. You can either get the money on the same day or the next bank business day.

Get Car Title Loans In Apache Junction, Arizona Now!

As you can see, you can get car title loans in Apache Junction, AZ without breaking much of a sweat. Just make sure you have the required items and we here at Fast Auto Loans, Inc. can help you get through the process in no time at all. To get started, complete our request form or give us a call right now.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.