AZ loan using your car

Can I Borrow A Loan Against My Car?

Do you need to take out a loan for emergency expenses, but you’re worried about your bad credit? You might be asking “can I borrow a loan against my car?” if you really need quick cash. The answer, thankfully, is yes! With us at Fast Auto Loans, Inc., you can use your vehicle title or registration as collateral for a loan. And contrary to what you may think, you can even keep using your car while you pay off the loan.

With us, you can borrow up to $15,000 with title loans, or $900 with vehicle registration loans. And the best part is, regardless of which loan you go for, the process is simple and quick for you to get through. In fact, you’ll find out on the same day we meet if you qualify for approval and how much we can lend you. So, if you need a quick and easy way to raise emergency cash, read this guide — it’ll answer all your questions related to using your car to get a loan.

What Does It Mean To Borrow A Loan Against My Car?

When you borrow money against any property, you are basically using it as security or collateral for a loan. Think of it as making a pledge or guarantee. If there is any event that you cannot make the payments, the property can be used to fulfill the loan agreement. That doesn’t mean you have to surrender your vehicle the moment you get the loan. Instead, a “lien” or a legal claim is placed on the title or registration. Once you complete the payments, the lien is lifted.

loan against car title

Can I Get A Loan If I Am Still Paying Off My Car Loan?

If you are asking “can I borrow a loan against my car?” you should know a few things. To get a title loan, you must already have paid off your vehicle. That’s because if you get a title loan, we will place a lien on the title until you’re done with the last payments. You can’t have two liens on the same property at the same time, so unfortunately the title must be owned free and clear. However, if you aren’t finished paying off your vehicle, you can come see us for vehicle registration loans.

Can I Borrow A Loan Against My Car Even If I Have Bad Credit?

While you are asking “can I borrow a loan against my car?”, you are probably wondering about credit. While your credit history will be checked for registration loans, that doesn’t necessarily mean you can’t still apply even if you have poor credit. And remember, when it comes to Fast Auto Loans, Inc., you can either go for our registration loan or our title loan. So if your credit keeps you from one, you can see if you qualify for the other one. We will go over this in more detail when we meet in person.

How Can I Borrow A Loan Against My Car?

If you’ve decided to use your vehicle’s title or registration to get a loan, Fast Auto Loans, Inc. can help you out. Getting through our process for either loan is not difficult or unnecessarily long. In fact, if you get approved for either loan, you can get the money either on the same day or the next bank business day at the latest. So, if you are ready to begin the process for a title loan or a vehicle registration loan, follow this quick rundown if you are asking “can I borrow a loan against my car?”:

  • Fill out the online inquiry form on our website. This form is very short and just collects the information we need to get in touch with you to help you get started. We want to make this process as easy as possible! A loan representative will call to explain the process and set up an appointment for you to either come in or have us meet you somewhere.
  • Once you are off the phone, you can head over to your appointment with the required items for title loans or vehicle registration loans. Remember, you can go to any of our convenient locations or – if you are getting a title loan – arrange to meet at another location. The process for either loan can last a minimum of 30 minutes.
  • If you end up qualifying for approval for either loan, all you have to do is finish the paperwork. We will also go over the loan terms and you’ll be good to go. You will receive your money either right on the same day or the next bank business day. Plus, you get to keep your vehicle while you are repaying either the title loan or the registration loan.

AZ loan against car

Start The Loan Process Now!

If you are asking “can I borrow a loan against my car?”, this guide shows that you don’t have to wonder for long. Our vehicle registration loans and title loans can really help you out. Are you interested in getting emergency loans, or have more questions about how to qualify for one? We’re here to help! Just go to our website and fill out the online form to get started on the process for either loan.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

Fast Auto Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

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