How An Arizona Title Loan Can Help You With Bills
If you own your vehicle outright, you can get an Arizona title loan to help fund your bills and emergency expenses that could otherwise ruin your financial climate. From paying medical expenses to ensuring you never miss a mortgage or rent payment, title loans in Arizona can help you out.
The best part is, if you come to Fast Auto Loans, Inc. for your vehicle title loan, we’ve made sure the process is simple and quick. This allows you to find out quickly if you’ve been approved and start handling your bills right away. Check out this guide to see just how title loans can help you with your bills quickly.
5 Emergency Bills That Title Loans Can Help Pay For
1. Paying Medical Bills
Not only are medical bills outrageously expensive, but they can also be unexpected. And, on top of that, you have to fund your normal bills while you are handling these bills! Thankfully, a title loan can help pay for your medical bills, ensuring you can still afford your everyday outgoings. Of course, you should always check your health insurance before getting a loan.
Some policies cover hospital stays, certain medications, and specific treatments, while others do not. It makes more long-term financial sense to claim on your insurance rather than getting a title loan if it's covered. But if it isn’t covered, you can definitely keep an Arizona title loan as a viable option. Typically, the following medical expenses aren't covered under health insurance plans:
- Infertility treatment.
- Hearing aids.
- Sterilization reversal.
- Certain vaccinations.
- Uncovered prescription medication.
2. Dealing With Emergency Home Repairs
Regardless of the type of house you live in – whether it be a condo, mansion, semi-detached building, or something else – emergency repairs will certainly be necessary at some point. And the issue with that is they're often horribly expensive — plus critical, giving you next to no time to find funding. With an Arizona title loan from us, you can borrow up to $15,000 to pay for the following repairs:
- Major roof damage.
- Broken windows or doors after a bad storm.
- Property damage caused by a fire.
- Dangerous structural damage to walls, ceilings, and chimneys.
- Burst pipes.
- Water damage due to flooding.
3. Paying For Groceries
If you have recently suffered an income reduction, you might be finding it difficult to cover your bills as well as food costs – no matter how urgently you need to buy food to feed your family. Provided this is just a one-off occurrence, you can use a title loan to help make up the difference.
We suggest spending time determining how much you really need to cover your food costs before applying. This can help you determine if you really need the loan or if you could find the money using some other method. That way, you never get a loan that's too big and you'll struggle to repay on time.
4. Funding Overdue Utility Bills
Unfortunately, overdue utility bills can incur fees – especially if you keep letting them pile up. This could end up really increasing your debt and even lowering your credit score; not to mention your bill collectors won’t be happy either. Instead, use an Arizona title loan to cover the costs, so you don't have to pay more than you need to.
5. Making Sure You Don't Miss Rent Or Mortgage Payments
Paying for rent or a mortgage can prove to be difficult. And if you don’t pay either one on time, you risk homelessness and another big hit to your credit score. Therefore, you can use a title loan from us at Fast Auto Loans, Inc. if you're in danger of missing a rent or mortgage payment or if you’ve already missed one.
How To Get A Car Title Loan In Arizona
If you’ve gone through this guide and have decided that getting an Arizona title loan could help you out, getting our process started is simple. All you have to do is fill out the online form on our website. This will then allow the nearest Arizona loan location to give you a call to go over the required items. If you want to get a title loan to help pay your bills, you will need the following:
- Identification — To even be able to apply for this loan, you must be 18 or older. This means you have to show us identification to prove your age. This can either be your driver’s license or a state-issued photo ID.
- Vehicle — The value of your vehicle determines the amount of money you can get from us. This means we will need to quickly inspect your vehicle. We look at your car's age, make and model, condition, and odometer reading to establish the worth of your vehicle.
- Lien-free title — If you want this loan, you will need to use your vehicle’s lien-free title as collateral. Your lien-free title proves to us that you don't have any outstanding judgments against your vehicle. The title must also be in your name.
While on the phone, we will also schedule an appointment for you to either come in or have us meet you somewhere. We will quickly inspect your vehicle and assess your other items to determine if you qualify for approval and for how much. If you are approved, we will go over the terms and have you finish the paperwork. You can get the cash either on the same day or the next
Obtain An Arizona Title Loan Right Now!
Whether you want to fund medical bills, buy food when your income takes a hit, or deal with home repairs, an Arizona title loan from us has your back. There is no reason you should have to deal with these things alone. So just go to our website and fill out the online form for your chance at an Arizona car title loan.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.