If you’re in Arizona and need fast cash, you’ve probably heard of title loans. But did you know there’s another option? A registration loan lets you borrow money even if you’re still making payments on your car.

In this guide, we’ll cover everything you need to know about getting an Arizona registration loan, including how it works, its benefits, and how you can apply today!

What Is a Registration Loan?

A registration loan is a type of short-term loan that allows you to borrow money using your car’s registration instead of a lien-free title.

How It Differs from a Title Loan:

• No clear title required – You can qualify even if you’re still paying for your car.
• Loan amount based on your income – You may qualify for up to $900.
• Keep driving your car – Unlike some loans, you don’t have to surrender your vehicle.

Looking for a quick and easy loan? Apply for an Arizona Registration Loan today!

Why Choose an Arizona Registration Loan?

If you’re short on cash, registration loans in Arizona offer a convenient alternative to traditional bank loans and title loans. Here’s why they’re a great choice:

• No need for a lien-free title – Ideal if you’re still making car payments.
• Faster than bank loans – No long approval process or strict credit checks.
• Keep your car – Unlike pawn loans, you continue driving while repaying the loan.

6 Key Facts About Arizona Registration Loans

1. Registration Loans Are Only Available in Arizona

Registration loans are unique in the United States. They are not available everywhere. On the contrary, these loans are only available in Arizona. If you are an Arizona resident, you can benefit from Arizona registration loans, unlike citizens who live elsewhere.

2. A Registration Loan is a Short-Term Alternative to Bank Loans

Registration loans are an alternative to a traditional bank loan. As a bank loan alternative, the requirements are less stringent, and the money can be distributed faster. As such, registration loans are a short-term alternative to bank loans and are available to more people.

3. You Can Qualify Even If You Don’t Own Your Car

Title loans are another alternative to bank loans, but they require you to outright own the car. If you don’t own your vehicle outright yet, you cannot qualify for a title loan. The good news is that a registration loan is an alternative to a title loan.

Curious if you qualify? Check out our FAQ page for more details!

Unlike title loans, you only need your registration, not a lien-free title, to get the loan money you need. As such, registration loans are an alternative whenever you don’t own your vehicle completely yet.

4. You Get To Keep Your Car

Many people who first hear about an Arizona registration loan are hesitant to apply because they fear they’ll lose their vehicle. With the registration loan, you will still get to drive your vehicle as before. So, you’ll get to walk away with both loan money and your vehicle.

5. You Need A Few Things To Qualify

Because registration loans are an alternative to bank loans, you don’t need everything plus the kitchen sink to qualify. You normally only need a few items. The items needed to qualify for this loan depend on the lender you select.

At our location, you must have an ID, registration, SSN, and active checking account. These requirements are much easier to meet than the requirements needed for a traditional bank loan or a title loan.

6. Your Credit Score Will Be Checked

One last thing to know before applying for a registration loan is that your credit score will be checked. This fact comes as a surprise to many individuals since this isn’t necessarily the case for a title loan.

However, you don’t need to panic if your credit score is not fantastic. It’s best to contact a lender to learn more about how your credit score will impact your chances of getting approved. Most lenders do not expect a perfect score.

How to Apply for an Arizona Registration Loan

Getting a registration loan in Arizona is quick and hassle-free! Follow these steps:

Step 1: Fill Out a Quick Inquiry Form

• Complete a short form online to start your application from our homepage.

Step 2: Visit a Fast Auto Loans, Inc. Location

• Bring your ID, registration, SSN, and checking account info.

Step 3: Get Approved & Receive Your Cash

• If approved, receive up to $900 the same day or the next business day.

Apply now and get your money fast! Start your application!

Get Started with an Arizona Registration Loan Today!

Registration loans are unique to the state of Arizona. They are a convenient alternative to traditional bank loans and title loans. You do not need to own the vehicle outright to qualify, but you will need some other requirements. If you have everything that is needed, you will get to keep your vehicle after receiving your Arizona registration loan money.

Fast Auto Loans, Inc. can help you find registration loans. Complete our secure inquiry form to kick start the process. We can’t wait to help you get the Arizona registration loan you need today.

Find a location near you or apply online today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.