If you’re seeking a way to get Arizona express title loans, Fast Auto Loans, Inc. has you covered! With us, you can use your vehicle title to secure up to $15,000, same day.

Simply ensure you meet all the requirements, and the process will be easy. Learn below everything you need to know about title loans in Arizona, including their eligibility criteria, approval steps, and other essential details.

How Do Title Loans Work?

Title loans are short-term secured loans where your vehicle's title is used as collateral. They are only available to individuals who have fully paid off their car, truck, or van and own it outright. The title serves as security for the loan, and the lender will place a lien on it to provide quick emergency cash.

The amount you can qualify for depends on the value and condition of your vehicle. These will be evaluated during a quick car inspection. Our loan representatives will consider your car’s age, make, model, condition, and mileage to determine the amount you can borrow.

Since title loans are backed by collateral, they present less risk for lenders. That’s why you might qualify even with poor or no credit. We won't perform a hard credit pull, and your credit score isn't a factor in loan approval.

Title Loans In Arizona: Details You Should Know Before Applying

While the above description of title loans may make it seem right for you, there are still other details to understand. Information about who can qualify and what situations title loans can be helpful for is necessary to understand how an online loan works before applying.

The following are a few details to understand about car title loans before applying:

• You must be over 18 to take out a loan - When you begin, the lender will ask you to show your photo ID. The document would be used to verify your age and identity.
• You must own your vehicle outright - Only a clear title can be used to secure the loan. If you’re still making payments on your car or there are any other liens attached to it, you won’t be able to qualify.
• The title must have your name on it - If you’re the legal owner of the vehicle, the title will have your name on it. Those with car titles in other people’s names must get a title transfer before getting approved. If you have just paid off your car loan, it can take anywhere between two and six weeks for the title to be changed.
• You shouldn’t borrow more than you need - Though you might get approved for up to $15,000, you should only agree on an amount that would help you cover your emergency expenses. If you decide to go for more only for the sake of it, you might find it challenging to repay the loan on time.
• Only get title loans for emergencies - It is not recommended to go for a title loan to fund a vacation or to start a business. Shopping for trivial purchases is also not a good enough reason to go into debt. However, such a borrowing option can come in handy if you need to take care of an emergency medical bill, important house repairs, or unexpected travel expenses.

What Are The Required Items For Title Loans?

Getting approved for a title loan in Arizona is far less complicated than you may assume. Borrowers can get approved the same day they apply because of our simple eligibility requirements.

You only need a few required items for title loans, including:

• A state-issued photo ID with your full name and age
• A lien-free car title in your name
• Your vehicle for a quick inspection

As shown above, you can get an auto title loan without providing proof of employment. You just need to confirm your identity, car value, and full ownership of your vehicle. Once you have these, you can start the simple process for same-day title loans.

The Approval Process For Arizona Express Title Loans

As long as you have the required items, the approval process for Arizona express title loans shouldn’t take long. In fact, you can get approved the same day you apply. The whole process can take less than 30 minutes!

Here are the steps involved in getting approved for Arizona title loans:

• Fill out our online inquiry form with your essential information (name, zip code, contact information, and vehicle details)
• Speak to a loan specialist on the phone about title loan terms
• Bring your required items to the nearest Arizona store location
• Get your requirements verified and vehicle inspected
• Sign the loan agreement to complete the process
• Receive your emergency funds the same day or the next business day

Now that you understand all of the essential details about title loans in Arizona, it’s time to pick a reputable lender to borrow money from.

Why Pick Fast Auto Loans, Inc.?

Do Arizona title loans seem like the best financing option for you? Fast Auto Loans, Inc. has over 30 years of experience helping Arizona residents with their emergency financing needs. Our team is here to help—whether you want a quick explanation or a detailed walk-through, we’ll meet you where you’re comfortable.

Learn some of the reasons why to choose Fast Auto Loans, Inc. below:

• Our representatives are friendly - You will always be treated with the respect that you deserve, and we would be happy to answer all the questions that you might have. Whether you’d prefer to keep the conversation short and sweet or get into the nitty-gritty of the whole process, we are ready to accommodate your needs.
• We consider all credit situations - Anyone should be able to get access to emergency cash, even if their credit score is less than perfect. With us, you might be able to qualify for a title loan even if you have bad credit. If you’re only starting your credit-building journey, it won’t become a problem for us either.
• You can start the process online – While you will need to finish the process in person, you can start online with our simple contact form. You can jumpstart the process by immediately giving us your information. After a short phone call, you can complete the process in person in less than 30 minutes.

If you need fast emergency financing, don’t wait; apply for Arizona title loans today. Whether you live in Phoenix, Yuma, or Tucson, we have a store location near you with friendly loan representatives who will guide you through the process. Apply today for fast financial relief.

Apply For An Arizona Express Title Loan – Get Approved For Up To $15,000 Today!

Need fast financial relief? Fast Auto Loans, Inc. has your back with our fast-approval title loans. You can begin the process from your home and get approved later today at one of our Arizona store locations. The entire process can take less than 30 minutes, and our friendly loan associates will guide you through to make sure things go even more smoothly.

Take the first step toward emergency funds now. Submit your basic information online through our title loan form, and we will call you to explain what comes next. Apply online and get approved for up to $15,000 in person in less than 30 minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.