Struggling to pay emergency bills and still cover the essentials isn’t a fun place to be, but Fast Auto Loans, Inc. may be able to assist you. If you’ve fully paid off your vehicle, you can get title loans for emergency expenses. Quick cash title loans let you get approved fast to pay for urgent expenses, such as medical bills, overdue bills, and unexpected travel costs.

This guide from Fast Auto Loans, Inc. will explain how to use a title loan for emergency expenses. We will also go over how to get a title loan today for urgent cash through our simple title loan approval process.

The Top Five Title Loan Benefits

Since the COVID-19 pandemic, inflation has increased dramatically by 9.2%. That has led to the increased popularity of urgent cash loans, like title loans, as people need more quick financial help to afford increasing living costs. Fast approval title loans allow you to borrow money fast when faced with an urgent financial emergency you cannot afford.

The following are five title loan benefits for borrowers who need cash fast:

1. Same-Day Approval For Quick Cash Title Loans

Personal loans at banks can take a long time to get approved, with some taking weeks. One of the major title loan benefits is how quickly you can get approved. You can get a title loan today with Fast Auto Loans, Inc., as our fast-approval title loans allow you to get approved the same day you apply.

Same-day approval for title loans allows you to get quick access to cash for financial emergencies. Instead of waiting for weeks to receive your emergency funds, you can get the money you need in as little as one business day.

2. Simple Arizona Title Loan Requirements

One of the reasons you can get fast approval for title loans is our simple approval requirements. You don’t need to collect a long list of documents and items to get approved; we only require three terms. These easy-to-find items can help us verify your identity, age, car title, and car value to establish if you can get approved for car title loans.

The following are the required items for title loans in Arizona:

• Your driver’s license or state-issued ID card
• A lien-free car title in your name
• Your vehicle for a fast inspection

3. Borrow Thousands In Title Loan Cash

Borrowers who get a title loan today can receive up to $15,000 in emergency cash. That is the maximum car title loan amount, so not everyone will get approved for that much. The value of your title loan will depend on your car’s value. During the in-person meeting, we will inspect your car’s age, make, model, mileage, and condition to determine how much you can borrow.

Although you may not get approved for $15,000 with an older vehicle, you can still borrow thousands of dollars for your financial emergency. You should be able to quickly handle expensive financial emergencies, including home or auto repairs, affording rent after getting laid off, or surgical costs.

4. Borrowing Fast Auto Loans For Bad Credit

One of the main advantages of title loans over traditional bank loans is that you can get approved with bad credit. We do not do credit checks for our title loans, meaning you can borrow money with bad credit or no credit at all.

This is because you use collateral to secure the loan. You can get fast auto loans for bad credit because your lien-free car title secures the loan in case you cannot repay the loan. You also don’t have to worry about a title loan lowering your credit score because we do not make hard credit inquiries or report our loans to major credit bureaus.

5. The Simple Approval Process

It’s easy to get quick approval title loans near me with Fast Auto Loans, Inc. in Arizona. We have 27 store locations across Arizona, allowing borrowers in Yuma, Phoenix, Flagstaff, etc. to easily access a store to get fast approval for title loans.

Our title loan process also takes little time. You can start online and get approved in person in less than 30 minutes.

The following is how to get a title loan today in Arizona:

• Fill out our online form with your name, zip code, contact information, and vehicle details
• Speak to a loan representative on the phone about title loan details
• Bring your required items to the nearest Arizona store location
• Have a loan agent verify your requirements and inspect your car
• If approved, complete the process by signing loan documents
• Receive your emergency cash the same day or the next business day

Title loan benefits can help those who need emergency cash as quickly as possible. However, not everyone has fully paid off their cars, so they cannot get approved for title loans. Learn more below about title loan alternatives if you haven’t paid off your car but need emergency cash today.

Alternatives To Title Loans In Arizona

The other urgent cash loans we offer are registration loans. If you have a car but haven’t paid it off yet, you can get a registration loan to borrow up to $900. You don’t need to have a fully paid-off car to get approved, and your car value will not affect your registration loan value.

You will need to have the following required items to get approved:

• Your driver’s license or state-issued ID card
• An Arizona car registration registered to you
• An active checking account in your name
• A valid social security number

Your credit score will have an effect on registration loan approval, but you will not get denied approval if you have bad credit. It may lower the value of your loan, but you can still borrow money. A registration loan is a better urgent cash loan than a title loan if you are willing to borrow less if you haven’t paid off your car.

Get A Title Loan In Arizona – Borrow up To $15,000 Today!

Are you looking for quick approval title loans for me? Look no further than Fast Auto Loans, Inc. for our quick, efficient title loan approval process. You can get same-day approval for title loans, allowing you to quickly resolve your financial emergencies. We keep the process simple and easy, allowing you to get the emergency funds you need in a timely manner.

Ready to get a title loan today? Fill out our online form or call us directly to discuss the title loan process.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.