Getting title loans in Mesa, Arizona is easier than you think. But before diving into the process, make sure you need a loan to cover a situation that could worsen or become more expensive if left unpaid any longer. Even once you've decided you need a loan, you shouldn't go straight into the application process. Take some time getting to know everything you can about them. It is important for you to know certain things about this loan before you start the process.

Everything You Should Know About Getting Title Loans

As we said, there are important things you need to know about getting title loans in Mesa, Arizona from us at Fast Auto Loans, Inc. when you need quick money. From the required items you need to the process to the time it takes to receive your money, this is information that can help you better help you understand this loan. So, if you want to better prepare yourself, keep reading this guide to learn these five important things. 

1. You Need Three Items

Unlike traditional credit union or bank loans, we won't request a long list of required documents that you have stored in the back of your filing cabinet. But that doesn't mean you can get a title loan with nothing more than a signature. We do have required items you must bring in before we can tell you if you qualify for approval. But the good thing is we only require you to bring in three items. Here are the things you'll need:

1. Your driver’s license or state-issued photo ID to prove you aren’t a minor.
2. A lien-free vehicle title that is in your name to use as collateral.
3. The vehicle that matches the title so that we can quickly inspect it.

2. The Process Is Simple Once You Read Through The Steps

Loans are notorious for being long-winded and confusing. But you'll be pleased to know that changes with how title loans in Mesa, Arizona work. All you need to do is complete our quick online form on our website to get started. We just ask for basic information, so expect it to take around five minutes. After that, we will give you a call to confirm the information you sent us. Please have your phone by your side — we wouldn't want you to miss our call.

During the conversation, we will ask you to name a location and time for the face-to-face meeting. While you are more than welcome to come into one of our many Fast Auto Loans Inc. stores around Arizona, you don't have to; we can meet you at your office or house or anywhere else you choose. Choose the location that suits you best. Make sure you bring all your documents and vehicle to our meeting.

Once we are in person, we'll give your vehicle a quick once over to establish its overall condition and resale value, as these things help us determine the amount of money we can lend to you if you are approved. Provided you're happy with everything and understand the loan terms, we will ask for your signature on some paperwork to confirm your agreeance with the terms. Finally, you will receive your money as soon as possible!

3. You Can Have Bad Credit And Still Qualify

Banks tend to have stringent credit requirements. Normally, you won't qualify for any sort of funding without a good or excellent score. However, title loans in Mesa, Arizona from us at Fast Auto Loans, Inc. break that unfortunate mold. You can still qualify for title loans without having a good credit score — you can even have a bad one! We're able to take you on as we use your asset (i.e., car, truck, or van) to secure the loan, reducing our risk of lending to you.

4. The Car Title Must Be In Your Name

The next thing you should know about title loans in Mesa, Arizona is about the title requirements. The lien-free car title you provide as collateral must match the name on your state-given identification. You won't be accepted for a title loan otherwise. If you realize the title is in a different name and your name does not appear anywhere on your title, be sure to go to the DMV and get it transferred before coming here to avoid disappointment. 

5. You Will Get Your Money On The Same Or Following Business Day

Thanks to the quick title loan process, if you are approved, you will receive your money sooner rather than later. Sometimes, you will even get it on the same day you apply. You see, as soon as we decide if you qualify for approval, we will have you finish the paperwork so we can process your loan. We don’t make you wait days or weeks to get the money you need! Keep in mind that if you don’t get your money on the same day, you will get it the next bank business day.

Get Title Loans In Mesa, Arizona From Fast Auto Loans, Inc. Right Now!

Getting title loans in Mesa, Arizona from Fast Auto Loans, Inc. doesn't take a lot of time nor hassle. But like we said in the beginning, you need to know certain things prior to doing anything else. That is why it is important for you to know about these five things prior to beginning the title loan process with us. Once you are certain you know these things, you can get started! So, once you are ready to get started, complete the short form and we'll be in touch soon. 

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.