With Thanksgiving and Christmas far behind us now, the last thing you probably want to do is spend more money on anything holiday-related. But, come mid-February, if you’re in a relationship you might have to. In fact, even if you’re not, you may still find yourself doling out a few bucks for Valentine’s Day.
According to National Retail Federation, Americans shelled out over $2 billion on flowers for Valentine’s Day in 2017. Research shows that hotel rooms cost anywhere from 25-70% more on Valentine’s Day and restaurant reservations go up 520% compared with a typical night out.
However, there’s no need to panic over these shocking statistics. Here are five ways to fit the love in this Valentine’s Day, no matter what your budget is.
Whether you think you’re crafty or not, there are plenty of ways to express your love for your significant other:
Write little love notes: Put sweet, meaningful messages all around the house. If you want to hide them, write some lovey-dovey messages on Post-Its and hide them where you know your sweetheart will find them. Or, if you’d prefer to go the digital route, text them extra sweet messages throughout the day or even the week leading up to it.
Cook dinner: Make a special meal, possibly what you had on your first date, and eat it by the fireplace or by candlelight. Top it off by roasting s’mores for dessert.
Go to the Farmer’s Market together: Have a $15 or $20 budget to buy some meaningful trinkets at your local farmer’s market. Look for things that remind you of your loved one.
This one doesn’t require you to be in a relationship whatsoever. Perhaps you want to travel with friends or family you haven’t had much time to spend with lately.
Though planning a vacation might seem out of place when considering low-cost ways to spend your Valentine’s Day, it can be done on a tight budget if planned correctly. It is quite feasible to spend no more than you would on a regular day in your hometown during a vacation.
For instance, do you have family or friends with a spare bedroom you can use? This could be especially fun if they live near fun attractions, so why not turn it into a mini-vacation with your significant other? You can further cut the costs of a vacation by bringing dry snacks with you, or buying your food at the grocery store and preparing your meals where you are staying.
Sometimes it can be a relief to be single on February 14th, because that means it’s low-stress, low-key, and is completely up to you how you’ll spend it. Here are a couple of ways to go all out for this love-themed holiday:
In 2018, Valentine’s Day falls on a Wednesday, which means it will be much easier to celebrate this day of love a few days late. By doing so, you’ll get to take advantage of post-holiday bargains (like chocolate and stuffed bears), dine at regular restaurant prices, and check into a hotel for a much lower rate than you would on February 14th.
Of course, be sure you actually announce this plan ahead of time, or else your significant other might think you just forgot and are trying to make the best of it. Considering this year’s Valentine’s Day falls in the middle of the week, it should go over much better that you want to postpone the celebration until you can celebrate in style for a full weekend.
Maybe a love-themed holiday outing would be nice, but isn’t something you can afford to indulge in. Instead, maybe you just need to figure out how to finance your day-to-day life. Worse yet, you might have come up against an emergency situation that you aren’t financially prepared to deal with. And if you’ve ever overdrafted your bank account when paying too many your bills, you already understand the stress of living paycheck-to-paycheck.
Title loans are a handy short-term strategy to help you get out of financial hardships. You might be used to rejection because of bad credit, but with a title loan, this is not an issue that’s held against you. If you have a clear car title, you could be eligible for up to $15,000. Furthermore, you can still keep your vehicle while paying off the loan. As long as you have the lien-free car title in your name and no one else has legal ties to it, you can use it as collateral for the loan. All you need to do to start right now is go online and search for “title loan near me.”
Regardless of your relationship status this Valentine’s Day, you can have a wonderful holiday. With so many ways to celebrate February 14th, you will have fun. However, if you need some financial assistance, getting a title loan could be just what you need right now. So, this Valentine’s Day, don’t let your finances stand between you and expressing your affection for the one you love.
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