How Fast Loans Can Help Get You Through Tough Times
February 24, 2021 | Daniel Dewitt
Millions of Americans who were either living paycheck to paycheck or had only modest savings have been hit hard by the Covid-19 pandemic. And just because we are going through this pandemic, doesn’t mean other emergencies won’t slip in and mess things up even more.
If you’re among the ones living paycheck to paycheck and are going through tough times, it’s unlikely your paycheck is enough to cover any financial emergencies you’re likely to encounter.
If Emergencies Pop Up, Turn To Fast Auto Loans For Help
This is where fast online title loans come in. Whether it is the Coronavirus or some other emergency, there are plenty of ways a title loan could help. Here are the reasons why they’re an optimal choice if you’re in a pinch.
1. Short-Term Fast Loans Are Accessible To Most People
Applying for a loan at a bank means getting ready to jump through several hoops. In fact, you could wait weeks to find out if you are approved and still risk being denied.
A bank will ask for a long list of documents, have it assessed under a microscope, will probably ask for additional information – and there’s a rather high chance they won’t approve you if they feel your credit history is lacking or they don’t like your income source.
Fast loans like title loans, by comparison, is easy to apply for. We only ask for a government-issued ID or driver’s license to prove you’re a legal adult, your vehicle for inspection to determine how much you qualify for, and your car’s lien-free title. In other words, documents most potential borrowers won’t have trouble getting in order.
And you won’t have to wait for the answer days upon days either. You will find out how much you qualify for and if you qualify on the same day you apply!
2. Your Credit History Doesn’t Affect Your Eligibility
Having a bad credit score means your chances of getting a loan at a bank are slim to none. And if you do get approved, your interest rates might be a lot higher. This is because the bank sees your poor credit as you mismanaging your money-making them wary of lending to you. Luckily, with a fast auto loan, that isn’t quite the case.
Whether you have good credit, poor credit, or even nonexistent credit, you can still apply and not worry about getting automatically denied. And even better still, we do not report to credit agencies if you default on your loan.
So if your score is good and you’ve been wary of applying for fast loans on the off chance that it’ll negatively impact your score, you can stop worrying about that.
3. You’ll Be Accommodated Every Step Of The Way
Fast loans are designed to accommodate you every step of the way whenever you need us. Not only is the application process easy and straightforward, but it also takes the client’s individual circumstances into account.
Our entire application process begins right online, where you can also find a live chat if you run into any difficulties or have any questions you need answers to. And if starting online doesn’t work for you, you can give us a call and start the application right online. Then you can give the loan representative a location and have them come to you to complete the process.
Additionally, the loan representative you’ll be working with will do their best to set you up with a payoff schedule that you can comfortably keep up with.
And, of course, they’ll do their best to provide full information about the loan – so if you have any questions that aren’t covered during the standard briefing, you ask them freely either during the initial phone interview or during your face-to-face meeting.
4. Short-Term Fast Loans Are A Quick Way To Get Money Together
The biggest appeal of short-term fast loans for those who’ve been hit by an emergency is just how quickly you can get the money if you get approved.
The entire application process lasts, on average, no more than 30 minutes to fully complete and learn if you’ve been approved. From there, you will discuss the loan terms with your representative and flesh out the repayment schedule. Once you agree with everything, you can sign the paperwork and either get your cash the same day or the next bank business day.
For those who need money to deal with a problem, this is a crucial aspect.
Turn To Title Loans If You Own A Vehicle With Value
There are several types of short-term fast loans you can apply for – payday loans, signature installment loans, etc. – but if you’re a car-owner in Arizona, then without doubt the ones you should go for are title loans.
Since we are using your title as collateral, you do not have to worry about losing your vehicle. As long as you stick to the repayment plan, you can keep using your vehicle whenever and however you’d like. That should be a huge relief for anyone who thought differently!
We also don’t make you bring in too many documents. All you’ll need to apply are:
- Your car to help determine how much cash you qualify for;
- Your car title that is in your name and completely lien-free;
- Your government-issued ID to prove you’re at least 18 and the car is in your name.
Please note that if your car is not in your name or your title has an outstanding loan or lien, you will have to take care of those issues at the DMV before you apply for the loan with us.
How To Apply For A Title Loan
As with most fast loans these days, you can easily apply for title loans from the comfort of your own home:
- Go to the website and fill out the online form;
- Wait for the loan representative from the nearest fast auto loans Arizona location to contact you and set up a face-to-face meeting either at the store or at a location of your choosing;
- Bring the required items – your car, your government-issued ID, your lien-free car title – to the meeting;
- Wait for the loan representative to examine everything and determine if you qualify for the loan.
- If you get approved, you will get the cash either the same day or on the next bank business day at the latest.
There is no way around emergencies. We all face them and usually at the worst possible time. But the good thing is there is no need to go through tough times on your own. Check out fast loans like vehicle title loans in Arizona to see if we can help you out.