Many reasons exist when it comes to why you would need urgent title loans for bad credit. Typically, an emergency pops up where you need more money than you have and you need it right away. It can put a lot of stress on you because no one can lend you what you need. To top it off, having bad credit makes you more stressed and forces you to wonder if there is any options for your situation. Keep on reading to learn how we at Fast Auto Loans, Inc. can help you out even if you have poor credit!

Is It Really Possible To Get Title Loans With Bad Credit?

Why Don’t I Have To Worry About Bad Credit?

Those with bad credit can apply for a title loan with us easily! One of the benefits of getting urgent title loans for bad credit is that approval isn't dependent on your credit score. We here at Fast Auto Loans, Inc. don’t just take credit into account when we decide if you qualify for approval. In fact, the amount we lend to you depends on the value and condition of your car. While this doesn’t automatically mean we won’t ever check your credit, it does mean you can still qualify even if you have poor credit.

Requirements For Urgent Title Loans For Bad Credit

Those applying for urgent title loans for bad credit with us at Fast Auto Loans, Inc. have the same requirements as those with good credit. You will need photo identification like a driver's license or state-issued photo ID and the vehicle in your possession. You also need a clear title to your vehicle that is also in your name. A clear title shows you are the sole owner of the car and are finished paying off the car completely. This means there can’t be any ongoing liens or judgments on your title. 

Why Take Out A Title Loan If I Have Bad Credit?

Title loans have some differences from other types of alternative financing and it's those differences that should draw your attention when you are deciding to take out a loan while you have poor credit. Title loans are typically larger amounts than payday or personal loans. People who need more than a few hundred dollars to make a home repair or pay an urgent bill will look to title loans. And if your car is in good condition, that is another reason to consider getting this loan. 

You can also get the money you need quickly with a title loan from us. It can all happen with cash in hand by the end of the next business day. Urgent title loans for bad credit were designed for short-term financing to pay for an immediate need like a medical bill, a home or car repair, or a high utility bill. Some of these bills can run into thousands of dollars and many people don't have that much in savings. With this loan, you can use the equity you have on your car to get the money!

Applying For An Urgent Title Loan

We here at Fast Auto Loans, Inc. have title loan amounts between $300 and $15,000 and we make sure to quickly tell you how much you could get and if you qualify for approval. As we said above, the amount approved depends on your car’s condition and value. Every case is different so you will need to talk to a loan representative about your specific chances of approval. You start by filling out the inquiry form on the website and then wait for a loan representative to call you.

After the loan representative answers your questions, they will make an appointment for you to do the vehicle inspection. That can be in the nearest store, but also can be a location that is most convenient to you. Our stores are also convenient because they are all over Arizona. There is a store locator tool on the website to find the one closest to you. The meeting with the loan representative will include a quick vehicle inspection and some paperwork. This process can happen in as little as a half hour.

Our loan representative will also assess your title and ID as well. If they determine you qualify for approval, they will go over the loan terms and help you finish the paperwork. Once you sign the paperwork and understand the terms, you will be given the cash either later that same day or the next business day depending on the time of day you sign on the loan. Plus, you can drive off in your car! We are only holding onto your title until you repay the loan.

Get The Loan You Need Regardless Of Credit

You don't have to continue worrying about your emergency or your credit when you want to get urgent title loans for bad credit with us. With our title loans, you can still qualify even if you currently have a bad credit score. All you need to do is start the process and we will quickly let you know if you qualify for approval. So don’t let your credit stand in your way any longer. Fill out the form and let us see if we can help you with your emergency today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.