bad credit for title loans

Do Lenders Offer Title Loans With No Credit Check?

There might be a few reasons why you’re looking for title loans with no credit check. You either have bad credit and are afraid of getting denied or you’re afraid that the screening process will take a few days or even longer due to your bad credit. But you wouldn’t have to worry about these things if you manage to find the right lender. Fast Auto Loans, Inc. is ready to consider all credit situations and, in some cases, it might take you only 30 minutes to get through the process. Keep reading to learn how!

Are Title Loans With No Credit Check Actually Possible?

When it comes to whether you can get title loans with no credit check, the truth is it all depends on how much money you can get. Here at Fast Auto Loans, Inc., we base how much you can get on the condition of your vehicle. This means if you qualify for a high amount, we might have to do a credit check. However, you don’t have to worry too much about the credit check or about having bad credit.

Why? Well we don’t automatically turn you away just because you have poor credit! Unlike loans from a more traditional place like a bank or another financial institution where you are likely to encounter hurdles because of your bad credit, that won’t happen with us. We will make sure to still consider you and assess you fairly even if you have poor credit. So you no longer have to let your bad credit stand in your way of getting a loan!

couple with bad credit looking at title loans

Is It Possible To Get A Title Loan With Bad Credit?

As we said above, while it isn’t always possible to get title loans with no credit checks, you can still qualify with poor credit. But why is that? Well, it’s simple. Since we are using your vehicle’s lien-free title to secure our money, we don’t have to rely so much on your credit score. In a nutshell, bad or non-existent credit should not stop you from applying as long as you have the collateral we need to secure this loan. Keep in mind you’ll have to also meet these main title loan requirements:

  • You need to be at least 18 years of age.
  • You need to present a government-issued ID or your driver’s license to prove your age and identity.
  • You must have a lien-free vehicle title in your name.

The term ‘lien-free’ means that you own the vehicle outright and that the car is fully paid off. You also need to have your name on the title as well. Do bear in mind that it doesn’t necessarily have to be the only name mentioned on the document. But if there is a second car owner, you might have to get the other person to sign a few documents or come in with you in order to qualify for a title loan. And if you have to make any changes to your title, you must do this before you apply for a title loan with us.

How To Apply For Title Loans With No Credit Check

Now that you know that bad credit doesn’t have to stop you from getting this loan, you are ready to begin the process of applying for one! All you have to do now to get started is fill out the online form on our website. Keep in mind that this isn’t the official application because we have to meet in person to complete everything. However, this form allows us to get your contact information so we can then connect you with our nearest title loans store.

One of our loan representatives will give you a call to set up a meeting for you. There are dozens of locations throughout Arizona for you to choose from, but a store visit is not required because our loan representatives can come to you! Wherever the meeting, we will inspect your vehicle and assess your other items. You’ll find out if you have been approved the same day and you might receive the funds later that same day or the following business day once you are finished signing the paperwork.

wooden blocks about title loans

How Much Can You Get?

When it comes to title loans with no credit check from us at Fast Auto Loans, Inc., you can qualify for anything between $300 and $15,000. We decide how much you can get off your vehicle’s value and its condition. This is exactly why we need to inspect your vehicle before we can decide if you qualify for approval. We also use a nationally recognized pricing guide to determine your car’s resale value.

Apply For A Title Loan Today!

You might not be able to find title loans with no credit check, but it’s definitely not something that you should worry about. The loan representatives from Fast Auto Loans, Inc. are ready to consider all credit. Furthermore, the whole process is as simple and convenient as it can possibly be. Our loan representatives will be glad to walk you through each step as soon as you are ready. So if you can’t wait any longer, complete the online form right now to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.

Fast Auto Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

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