Finding a lender that offers a title loan with no credit check can be challenging as your score normally helps the company assess your ability to repay the loan. However, that does not mean that individuals with poor credit won’t ever be able to qualify for a car title loan.

In fact, if you do have a bad score, it would typically be easier for you to get approved for a secured loan that is backed up with collateral. Keep reading to learn how to get a title loan at Fast Auto Loans, Inc. with bad credit.

Learn If You Can Get A Title Loan With Bad Credit

Will Your Credit Get Checked When Applying For A Title Loan?

In the majority of cases, your credit will get checked, even if you’re applying for a secured loan. But the good news is that the score is not the most important factor that would be taken into consideration by us during the process.

Your car’s value and its condition will determine how much you could get and your title secures the money. So, bad credit should not stop you from applying for a title loan with no credit check with us.

What Will You Need To Apply For A Title Loan With No Credit Check?

So if we don’t rely solely on your credit, what do we need for you to get a title loan with no credit check? Well, you must be at least 18 years old in order to qualify. This means you should be able to provide a government-issued photo ID to prove your age.

Other than that, you are going to need the actual vehicle (that the agent will inspect to determine what loan amount you can receive) and a lien-free title to the vehicle. ‘Lien-free’ means that you do not have any outstanding loans or debts attached to the car and that you own it outright.

If you haven’t yet paid off the vehicle, then your title is not lien-free. Another important thing to remember is that the title must have your name on it. If it doesn’t, you can easily change the ownership with a DMV car title transfer.

If the document has more than one name on it, then you would have to pay attention to the conjunction used. In case there is an ‘or’, you wouldn’t need the other person’s consent to take out a loan.

But if there’s an ‘and’, all parties would have to agree to apply for the title loan here at Fast Auto Loans, Inc., which means that you might have to ask the co-owner to sign some documents as well. The most important thing, however, is that your name appears on the title. If there are any issues with your title at all, you’ll have to resolve them before you come see us.

How To Get A Title Loan With No Credit Check

Getting a title loan at Fast Auto Loans, Inc. is easy and convenient. As we said in the beginning, bad credit won’t automatically mean you can’t get a title loan with no credit check. Again, we are using your vehicle’s lien-free title as collateral.

This means we don’t have to rely so heavily on your credit to see if you qualify. We also don’t require you to bring in a ton of items just for us to assess. All of this works together to make our process simple and quick. Simply follow this step-by-step guide:

1. Fill out the online form on our website or give us a call to begin the process. Either way you choose, you will get connected to your nearest location.
2. Either way, you will speak to one of our loan representatives on the phone. This is so that you can ask any questions you have and set up your vehicle inspection.
3. Once you are off the phone, get ready for your meeting. This can either be at the nearest title loan store location in Arizona or at another place of your choosing.
4. Wait for us to assess your items and inspect your car so that we can determine if you qualify. If you do, sign some paperwork and get the cash later that day or the next!

Apply For A Title Loan With No Credit Check Now!

When it comes to needing a loan, you don’t always have to let your bad credit hold you back. At Fast Auto Loans, Inc., we can help you get a title loan with no credit check!

A bad score should not prevent you from getting the money that you need in case of an emergency. So let us help you get the money you need today. Start the process right now by filling out the online form on our website right now.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.