woman looking for help with high bills

What You Can Do To Find Emergency Financial Relief From High Bills

Bills are constantly on the rise; however, there are ways you can get emergency financial relief to help you out. We’ve put together some of the top strategies that will allow you to get financial relief if you’re dealing with big bills. It can be hard to keep on top of things like bills, but not paying them in time can damage your credit and may lead to your services being cut off suddenly. So, if you are in need of some help, take a look at some strategies for getting financial relief when it comes to big bills, including getting a title loan from Fast Auto Loans, Inc.

What Can You Do To Get Emergency Financial Relief From High Bills?

1. Apply To The Low Income Home Energy Assistance Program

The first option we’ve given you to get you emergency financial relief is the Low Income Home Energy Assistance Program. LIHEAP may be able to offer you money that will help you meet your immediate home energy costs. If you are currently in a low income household and you pay a high proportion of your income to cover your heating and energy costs, you may be eligible for help. You can get up to $1,200 per year, plus an additional $1,000 if you have an energy crisis.

This can go a very long way to tackling high bills, so find out if you are eligible today wherever you live in Arizona. You can get in touch and find out more about this program by calling 866-494-1981. This is a federally funded program designed to provide financial relief to those who need it the most. High priority is given to homes with elderly individuals, disabled individuals, and children, so keep that in mind.

2. Apply To The Low Income Household Water Assistance Program

The Low Income Household Water Assistance Program (LIHWAP) is a similar program to LIHEAP, but it’s designed to deal with water costs, and it can help if your water bills are very high and your income is very low. Depending on your circumstances, you may be able to get as much as $3,000, which is usually paid directly to the water company. If you want to learn more about this, call +1-833-453-2142, and see whether you may be eligible for help.

couple in need of emergency financial relief

3. Apply To The Emergency Rental Assistance Program

There’s also the Emergency Rental Assistance Program (ERAP), which can help with your rent if it’s more than you can afford. This program can help you to cover your rent costs, depending on the costs and your personal circumstances. You might be able to get as much as $3,500 paid as rent per month for up to 18 months, although the program will usually end after this point. Only certain households will be eligible, so you will need to call +1-833-912-0878 to find out more.

4. Apply To The Homeowner’s Assistance Fund

If you’re a homeowner, you might be thinking that you’re unlikely to benefit from emergency financial relief federal programs, but that isn’t necessarily true. The Homeowner’s Assistance Fund (HAF) is available throughout the state of Arizona and is designed to help homeowners cover their mortgages and utilities. With this fund, you may be able to get up to $3,500 per month, depending on your circumstances. You can contact them on 602-771-1000 to get more information.

5. Contact Your Energy Provider

The last option you have is to contact your energy provider. It is worth contacting your energy provider if you’re struggling to cover high bills and need emergency financial relief before your power is cut off. They may have assistance programs, or might be able to set up a payment plan that better suits your needs. And if you are usually in good standing, they may even be able to eliminate interest payments or give you a grace period.

help needed with high bills

What Happens If A Sudden Emergency Comes In?

While these options can be helpful, sometimes you’ll have an emergency and will need money almost immediately. When none of those tips help you and you need to consider other options, a car title loan from Fast Auto Loans, Inc. can help if you’ve had a particularly expensive month and you need some emergency financial relief quickly. This loan lets you use your lien-free car title as collateral to secure the money. This should only be used for emergency funding. To apply, you just need to:

  1. Fill in our online form on our website to help us contact you.
  2. Wait for one of our agents to call you and set up a vehicle inspection.
  3. Attend the vehicle inspection with your car and the required items.
  4. Find out if you are approved and finish the paperwork.

Get The Help You Need Right Now

When you need emergency financial relief, you now know where you can get some help. Use these options to help you out in times of need. But if you’ve decided that you need money even quicker, we here at Fast Auto Loans, Inc. can help you out. All you need to do is get in touch with our helpful loan agents, and we’ll guide you through the car title loan process right now. So just fill out the online form to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

Fast Auto Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

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